Bank of India Earnings Call: Key Takeaways
Bank of India reported a strong FY26 with Net Profit rising 14% YoY to ₹10,527 crore. Strategy focuses on RAM book expansion (target 62%) and improving domestic NIM towards 3%.
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Bank of India reported a strong FY26 with Net Profit rising 14% YoY to ₹10,527 crore. Strategy focuses on RAM book expansion (target 62%) and improving domestic NIM towards 3%.
Bank of India infused ₹22.64 Crore into associate ASREC (India) Limited. Its equity stake increased from 26.02% to 27.30% following this capital infusion.
Bank of India recommended a final dividend of ₹4.65 per equity share for FY 2025-26. The record date for payment is fixed as May 29, 2026.
Bank of India reported FY26 Net Profit of ₹10,527 Cr, up 14% YoY. Strategy focuses on RAM (Retail, Agri, MSME) growth and improving asset quality.
Bank of India scheduled its 30th AGM for June 15, 2026. The record date for dividend eligibility is set for May 29, 2026.
Bank of India reported FY26 Net Profit of ₹10,527 Cr, up 14% YoY. Strategy focuses on RAM segment growth (19.11% YoY) and improved asset quality with Net NPA at 0.56%.
Bank of India reported a ₹10,527 Crore net profit for FY26, growing 14.19% YoY. Global business mix crossed ₹16.98 Lakh Crore, reflecting strong operational growth.
Bank of India reported revenue from operations of ₹19,573 Cr (+5.9% YoY) and net profit of ₹3,088 Cr (+18.7% YoY) for Q4 FY26.
Bank of India reported a consolidated net profit of ₹10,306.30 Crore for FY2025-26. The board also recommended a dividend of ₹4.65 per equity share.
Bank of India has appointed Mr. Nabin Kumar Dash as Chief Vigilance Officer for a three-month term effective May 1, 2026. Mr. Dash, currently CVO of Canara Bank, takes on this additional charge as per regulatory requirements.
Bank of India has appointed Shri Nabin Kumar Dash as Chief Vigilance Officer (CVO) for a period of three months starting May 1, 2026. He will hold this additional charge alongside his current assignment at Canara Bank until a full-time CVO is appointed.
Bank of India has scheduled a board meeting on May 8, 2026, to consider audited standalone and consolidated financial results for the fiscal year ended March 31, 2026. The board will also consider recommending a final dividend. The trading window for designated persons remains closed until May 11, 2026.
Bank of India has scheduled a Board Meeting for May 8, 2026, to approve audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The board will also consider a final dividend for the financial year. The trading window is closed from April 1 to May 11, 2026.
Bank of India has scheduled a Board Meeting on May 8, 2026. The board will consider and approve audited standalone and consolidated financial results for Q4 and FY2025-26, and recommend a dividend. The trading window remains closed until 48 hours after the results declaration.
Bank of India's Board has approved raising up to ₹7,500 Crore during FY 2026-27. The capital will be raised through Basel III compliant Tier-I bonds (₹2,500 Crore) and Tier-II bonds (₹5,000 Crore) to strengthen the bank's capital adequacy.
Bank of India announced the cessation of Mr. Vishnu Kumar Gupta as Chief Vigilance Officer effective April 30, 2026. The departure is due to his superannuation or retirement from the role. This is a routine senior management transition.
Bank of India's Board approved a capital raise of ₹7,500 Crore for FY 2026-27. The fundraise includes ₹2,500 Crore via Basel-III compliant Tier-I bonds and ₹5,000 Crore via Tier-II bonds to strengthen its capital base.
Bank of India announced the superannuation of Shri Vishnu Kumar Gupta, Chief Vigilance Officer, effective April 30, 2026. He retired from the services of the Bank at the close of office hours. This is a routine senior management departure notification under SEBI Regulation 30.
Bank of India announced that its MCLR and RBLR remain unchanged effective May 1, 2026. However, the bank revised its Fixed Rate Spread (FRS) across various tenors, with new rates ranging from 8.75%+CRP for 1-year to 10.00%+CRP for 5-year tenors.
Bank of India has scheduled a board meeting for April 30, 2026, to consider raising capital during FY 2026-27. The proposed fund raise involves issuing Basel III compliant AT-1 and Tier II bonds. Trading window for designated persons remains closed from April 1, 2026, until May 11, 2026.
Bank of India has scheduled a Board of Directors meeting on April 30, 2026. The board will consider a proposal to raise capital through the issuance of Basel III compliant Additional Tier 1 and Tier 2 bonds for the 2026-27 financial year.
Bank of India has re-appointed Mr. Rajneesh Karnatak as Executive Director for a period of 36 months, effective April 23, 2026. The move ensures leadership continuity for the bank's board and management.
Bank of India announced that the Central Government has extended the term of Shri Rajneesh Karnatak as MD & CEO for three years. The extension begins after his current term ends on April 28, 2026. This leadership continuity provides stability to the bank's strategic management for the upcoming period.
Bank of India reported net profit of ₹2,812 Cr (+6.6% YoY) for Q3 FY26.
Bank of India has reorganized its senior management by assigning additional charges to Shri Satendra Singh and Shri Ashutosh Mishra. Effective April 7, 2026, the appointments carry terms of six and nine months, respectively. This leadership adjustment aims to optimize executive responsibilities within the bank's administrative structure.
Bank of India has announced a change in senior management assignments. Shri Satyendra Singh moves from CTO to CIO, while Shri Ashutosh Mishra is appointed as the new Chief Technology Officer. These internal leadership realignments aim to optimize the bank's IT and data analytics functions.
Bank of India submitted its centralized database report for corporate bonds, confirming annual interest payments across nine bond series totaling ₹29,690 Crore. Payments for Additional Tier-I, Tier-II, and Infrastructure bonds were successfully processed on April 2, 2026, following a bank holiday. The bank reported no defaults on any debt securities.
Bank of India submitted its half-yearly disclosure of outstanding debt securities for the period ending March 2026. The bank reported nine active ISINs totalling ₹32,790 Crore in outstanding debt, including Basel III Tier-I and Tier-II bonds with coupon rates ranging from 7.14% to 8.57%.
Bank of India submitted its RTA certificate for the quarter ended March 31, 2026, as per SEBI regulations. The certificate confirms that security certificates received for dematerialisation were processed, cancelled, and substituted in the register of members within the mandated 15-day period.