Thursday, 8 October 2026 Every NSE & BSE announcement, by company
ALFA Filings Every announcement, straight from the exchange
Earnings Call

Bank of India Earnings Call: Key Takeaways

Bank of India reported FY26 Net Profit of ₹10,527 Cr, up 14% YoY. Strategy focuses on RAM segment growth (19.11% YoY) and improved asset quality with Net NPA at 0.56%.

Why this was an Alfa AlertNot a filter event. Performance is strong but no explicit beat of management's own prior numerical guidance was stated.
Highlights
Revenue growthInterest Income up 6% YoY to ₹75,160 Cr.
MarginsGlobal NIM at 2.52% for FY26 vs 2.82% FY25.
Demand visibilityStrong RAM demand; advances up 19.11% YoY.

Growth

Global Business grew 14.57% YoY. Net Interest Income rose 3% to ₹25,172 Cr; Net Profit increased 14.18%.

Outlook

Raised ₹10,000 Cr Infra Bonds in Dec-25. Continued focus on RAM advances, currently 58.74% of domestic mix.

Risks

CASA ratio declined from 40.29% to 37.64% YoY; cost of funds remained high at 4.53%.

Source

Earnings Call filed with BSE, NSE: BANKINDIA. Summary written with AI assistance from the document.

Read the document ↗

Bank of India: key numbers

Share price
₹133.55
Market cap
₹60,801 Cr
Revenue (annual)
₹75,613 Cr
Net profit (annual)
₹10,306 Cr
P/E (TTM)
5.2×Sector 21.8×
Promoter holding
73.38%+0.00% QoQ
FII holding
6.87%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Bank of India

All →
11:21 IST NSE
Credit Rating

Bank of India Credit Rating

S&P Global Ratings assigned Bank of India BBB long-term and A-2 short-term issuer credit ratings. The stable outlook reflects a high likelihood of government support.

14:57 IST NSE
Adverse Business Impact

Bank of India Adverse Business Impact

Bank of India employees' unions have served a strike notice for September and October 2026. The bank warns that branch operations may be affected if the strikes materialize.

12:56 IST NSE
Debt & Borrowing

Bank of India Debt & Borrowing

Bank of India will exercise a call option to redeem its 7.14% Tier II Bonds Series XV on September 30, 2026. The record date is September 15, 2026.

16:21 IST NSE
Other Announcement

Bank of India Other Announcement

Bank of India announced changes to its Fixed Rate Spread effective September 1, 2026. Marginal Cost of Fund based Lending Rate and RBLR remain unchanged.

17:25 IST NSE
Credit Rating

Bank of India Credit Rating

Bank of India announced that Acuite Ratings & Research has reaffirmed the credit ratings for its Basel-III compliant Additional Tier I and Tier II bonds.