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Earnings Call

Bank of India Earnings Call: Key Takeaways

Bank of India reported FY26 Net Profit of ₹10,527 Cr, up 14% YoY. Strategy focuses on RAM (Retail, Agri, MSME) growth and improving asset quality.

Highlights
Revenue growthNet Interest Income grew 3% YoY to ₹25,172 Cr.
MarginsGlobal NIM at 2.52% for FY26 vs 2.82% in FY25.
Demand visibilityRAM segment shows robust demand, growing 19.11% YoY.
Management confidenceStrong YoY growth across all primary business segments.

Growth

Global Business grew 14.57% YoY; Global Advances up 15.82% and Global Deposits up 13.56%.

Outlook

Focus on RAM advances (currently 58.74% of domestic mix) and maintaining CRAR at 16.28%.

Risks

Gross NPA is at 1.98%; slippages in MSME sector (57% of total) remain a monitoring point.

Source

Earnings Call filed with NSE, NSE: BANKINDIA. Summary written with AI assistance from the document.

Read the document ↗

Bank of India: key numbers

Share price
₹133.55
Market cap
₹60,801 Cr
Revenue (annual)
₹75,613 Cr
Net profit (annual)
₹10,306 Cr
P/E (TTM)
5.2×Sector 21.8×
Promoter holding
73.38%+0.00% QoQ
FII holding
6.87%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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