Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Debt & Borrowing

Utkarsh Small Finance Bank has allotted non-convertible debt securities. This action falls under the bank's debt issuance activities.

Utkarsh Small Finance Bank Debt & Borrowing: ₹300 Cr

Utkarsh Small Finance Bank allotted non-convertible debentures worth ₹300 Crore to eligible investors. These unsecured, subordinated, redeemable bonds carry an 11.75% coupon rate.

Value

₹300.0 Cr

Execution

7 years

Utkarsh Small Finance Bank Management Change

Utkarsh Small Finance Bank appointed Mr. Manmohan Shetty as the new Chief Financial Officer and Key Managerial Personnel, effective September 19, 2026.

Utkarsh Small Finance Bank Debt & Borrowing: ₹300 Cr

Utkarsh SFB's CSFRC approved Tier II NCDs up to ₹300 crore in a 7-year private placement. Coupon is up to 11.75% p.a. on BSE WDM listing.

Value

₹300.0 Cr

Utkarsh Small Finance Bank Credit Rating

Utkarsh Small Finance Bank received a 'CARE A-; Stable' credit rating for proposed Tier II bonds and a reaffirmation for its existing Tier II bonds.

Utkarsh Small Finance Bank Debt & Borrowing: ₹2.88 Cr

Utkarsh Small Finance Bank paid gross interest of ₹2.88 Crore on its non-convertible securities. This intimation satisfies Regulation 57(1) compliance requirements.

Value

₹2.88 Cr

Utkarsh Small Finance Bank Business Update

Utkarsh Small Finance Bank is migrating to a new Core Banking System. All banking services will be unavailable during a planned downtime from August 21 to 24, 2026.

Execution

August 21, 2026 to August 24, 2026

Utkarsh Small Finance Bank Other Announcement

Utkarsh Small Finance Bank received a voluntary ESG score of 71.80 from SES ESG Research Private Limited. The assessment was based on publicly available bank information.

Utkarsh Small Finance Bank Debt & Borrowing: ₹197.9 Cr

Utkarsh Small Finance Bank completed full redemption of NCDs (ISIN: INE735W08038) upon exercising its call option. The total payment including interest was ₹197.88 Crore.

Value

₹197.9 Cr

Utkarsh Small Finance Bank Investor Presentation: Key Takeaways

Utkarsh SFB Q1 FY27 results show recovery with narrowed net loss of ₹34 crore. Management focused on JLG diversification, asset quality improvement, and reducing credit costs.

Call

Guides 30% growth

Utkarsh Small Finance Bank Annual General Meeting

Utkarsh Small Finance Bank held its 10th Annual General Meeting on August 04, 2026. The meeting covered the adoption of financial statements and various director appointments.

Utkarsh Small Finance Bank Earnings Call Transcript: Key Takeaways

Utkarsh SFB reports a 34Cr net loss for Q1 FY27, masking the underlying recovery in asset quality and reduced fresh slippages. Management is aggressively pivoting from JLG to secured lending to stabilize the balance sheet.

Call

Guides 28% growth

Utkarsh Small Finance Bank Investor Presentation: Key Takeaways

Utkarsh SFB Q1FY27 results were impacted by MFI market disruptions, reporting a PAT loss of ₹34 Cr. Strategy focuses on shifting to a diversified, 51% secured asset mix.

Call

Guides 30% growth

Utkarsh Small Finance Bank Results Update

Utkarsh Small Finance Bank's Q1 FY27 highlights show a net loss of ₹34 crore, improving significantly by 86% compared to the loss in Q1 FY26.

Utkarsh Small Finance Bank Q1 FY27 Results: Net Loss of ₹33.9 Cr, Loss Narrows

Utkarsh Small Finance Bank Ltd reported revenue from operations of ₹883.6 Cr (+0.3% YoY) and a net loss of ₹33.9 Cr for Q1 FY27.

Key figure

Net loss ₹33.9 Cr

Utkarsh Small Finance Bank Board Meeting Date

Utkarsh Small Finance Bank will hold a board meeting on August 1, 2026, to approve its quarterly results. An earnings conference call follows on August 3, 2026.

Utkarsh Small Finance Bank Debt & Borrowing: ₹195 Cr

Utkarsh Small Finance Bank will exercise a call option to redeem Lower Tier II Bonds worth ₹195 Crore. The record date is July 29, 2026.

Value

₹195.0 Cr

Utkarsh Small Finance Bank Other Announcement

Utkarsh Small Finance Bank filed its quarterly shareholding pattern under Regulation 31(1)(b). The disclosure presents the distribution of shareholding across various categories as of June 30, 2026.

Utkarsh Small Finance Bank Board Meeting Date

Utkarsh Small Finance Bank scheduled a committee meeting for July 21, 2026. The meeting will discuss amending call options and redemption terms for listed debentures.

Utkarsh Small Finance Bank Board Meeting Date

Utkarsh Small Finance Bank will hold a board meeting on July 21, 2026. The committee will consider amending terms for ₹195 crore of non-convertible debentures.

Value

₹195.0 Cr

Utkarsh Small Finance Bank Credit Rating

Care Ratings downgraded Utkarsh Small Finance Bank's subordinated debt rating to CARE A-; Stable from CARE A; Negative. The revision reflects weakened profitability and asset quality stress.

Value

₹200.0 Cr

Utkarsh Small Finance Bank Annual Report

Utkarsh Small Finance Bank released its FY 2025-26 Annual Report and 10th AGM notice. The bank reported total revenue of ₹3,809.75 Crore and 1,100+ banking outlets.

Utkarsh Small Finance Bank Credit Rating

Utkarsh Small Finance Bank disclosed ICRA's downgrade of its subordinated debt and CD ratings. The action cites weak asset quality and earnings profile as key factors.

Utkarsh Small Finance Bank Business Update

Utkarsh Small Finance Bank submitted a compliance certificate for RBI and SEBI cybersecurity guidelines. This confirms alignment for the financial year ended March 31, 2026.

Utkarsh Small Finance Bank Merger & Restructuring Worth ₹149.6 Cr

Utkarsh Small Finance Bank transferred stressed loan portfolios worth ₹149.55 Crore to ARC entities. The asset sale was completed under a Swiss‑Challenge method.

Value

₹149.6 Cr

Utkarsh Small Finance Bank Merger & Restructuring Worth ₹722.5 Cr

Utkarsh Small Finance Bank approved the sale of three NPA loan portfolios totaling ₹726.83 Crore. The bank is now seeking expressions of interest from ARCs.

Value

₹722.5 Cr

Utkarsh Small Finance Bank Debt & Borrowing: ₹6.14 Cr

Utkarsh Small Finance Bank paid a gross interest of ₹6.14 Crore on its non-convertible securities. The payment was completed on June 25, 2026.

Value

₹6.14 Cr

Utkarsh Small Finance Bank Debt & Borrowing: ₹5.54 Cr

Utkarsh Small Finance Bank paid quarterly interest of ₹5.54 Crore on non-convertible securities. Payment was processed on June 25, 2026.

Value

₹5.54 Cr

Utkarsh Small Finance Bank Other Announcement

Utkarsh Small Finance Bank filed its Annual Secretarial Compliance Report for FY2026. The report by BNP & Associates confirms full compliance with statutory provisions and no regulatory deviations.

Utkarsh Small Finance Bank Acquisition

Utkarsh Small Finance Bank clarified that its Scheme of Amalgamation is before the NCLT Allahabad Bench. This administrative update ensures correct regulatory record-keeping for the merger.