| Management target | Revenue 20.0% FY27 |
|---|
| Revenue growth | AUM grew 18% YoY; earnings up 20% YoY. |
|---|---|
| Margins | NIM expanded by 50 bps YoY; cost of funds decreasing. |
| Demand visibility | Strong rural demand; disbursements expected to exceed ₹1,000 Cr monthly. |
| Management confidence | High; confident in achieving upwardly revised 20% growth guidance. |
Growth
AUM grew 18% YoY; disbursements increased 49% over the previous Q1. PPOP rose 43% YoY with 98% collection efficiency.
Outlook
Management raised growth guidance to 20% for the fiscal year, targeting 5% ROA by 2030.
Risks
Potential El Niño/monsoon impacts on rural cash flows; higher rural inflation vs urban areas; risk concentration in MFI segment.
Last quarter's promises, checked
Delivered
- Guided AUM growth 5-10% → delivered 13% (= BEAT)
- Guided credit cost 4-6% → delivered 3.5% (= BEAT)
- Targeted non-JLG mix 15% → delivered 17% (= BEAT)
Earnings Call Transcript filed with NSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹172.91
- Market cap
- ₹2,948 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 12.0×Sector 21.8×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.19%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Other Announcement
Muthoot Microfin filed its monthly ALM statement for August 2026 as required by SEBI. The filing is a routine compliance report with no new business transaction.
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin allotted 2,50,000 secured NCDs at ₹250 Crore aggregate via private placement. The 24-month 9.25% issue is listed on BSE.
- Value
- ₹250.0 Cr
- Execution
- 24 months
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin Ltd. approved the issuance of 250,000 NCDs aggregating to ₹250 Crore. The debentures are secured, rated, and will be listed on the BSE.
- Value
- ₹250.0 Cr
Muthoot Microfin Board Meeting Date
Muthoot Microfin Limited has scheduled a committee meeting on August 28, 2026. The committee will consider raising funds through the private placement of Non-Convertible Debentures.
Muthoot Microfin Earnings Call Transcript: Key Takeaways
Q1 FY27 conference call highlighting a turnaround with record Q1 disbursements of ₹2,644 Cr. Focus is shifting towards strategic diversification into individual loans, gold loans, and consumer durables while improving asset quality.
- Call
- Guides 20% growth
Muthoot Microfin Management Change
Mr. John Tyler Day has retired as a Non-Executive Director of Muthoot Microfin Limited, effective August 11, 2026. This announcement confirms the cessation of his directorship.