| Revenue guidance | 18.0% → 20.0% Raised by 2.0 percentage points |
|---|---|
| Management target | Revenue 20.0% FY27 |
| Revenue growth | AUM growth revised to 20% from 18% earlier. |
|---|---|
| Margins | NIMs expanding; cost of funds reduced to 10.13%. |
| Demand visibility | Strong momentum in Q1 with high festive season demand expected. |
| Management confidence | High confidence in 20% growth and improving asset quality. |
Growth
Disbursements grew 49% YoY; PPOP increased 43% YoY and 3% QoQ; earnings rose 20% YoY and 5% QoQ.
Outlook
Management revised AUM growth guidance upward to 20%. Targeting 5% ROA by FY30 with 75% digital collections.
Risks
Potential rural slowdown due to monsoon deficits and higher rural inflation; industry-wide customer base contraction.
Last quarter's promises, checked
Delivered
- Guided 5-10% AUM growth → delivered 13% (= BEAT)
- Guided 4-6% credit cost → delivered 3.5% (= BEAT)
- Guided 15% non-JLG mix → delivered 17% (= BEAT)
Earnings Call Transcript filed with BSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹173.35
- Market cap
- ₹2,955 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 12.0×Sector 21.9×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.11%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Other Announcement
Muthoot Microfin filed its monthly ALM statement for August 2026 as required by SEBI. The filing is a routine compliance report with no new business transaction.
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin allotted 2,50,000 secured NCDs at ₹250 Crore aggregate via private placement. The 24-month 9.25% issue is listed on BSE.
- Value
- ₹250.0 Cr
- Execution
- 24 months
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin Ltd. approved the issuance of 250,000 NCDs aggregating to ₹250 Crore. The debentures are secured, rated, and will be listed on the BSE.
- Value
- ₹250.0 Cr
Muthoot Microfin Board Meeting Date
Muthoot Microfin Limited has scheduled a committee meeting on August 28, 2026. The committee will consider raising funds through the private placement of Non-Convertible Debentures.
Muthoot Microfin Management Change
Mr. John Tyler Day has retired as a Non-Executive Director of Muthoot Microfin Limited, effective August 11, 2026. This announcement confirms the cessation of his directorship.
Muthoot Microfin Annual General Meeting
Muthoot Microfin held its 34th Annual General Meeting on August 11, 2026. Shareholders considered financial statements, director appointments, and a proposal for debenture issuance.