| Revenue growth | AUM grew 31% YoY to ₹14,005 crore; NIM reached 12%. |
|---|---|
| Margins | NIMs expanding toward 13% through lower borrowing costs and yield optimization. |
| Demand visibility | Strong rural demand for micro-enterprise and individual business loans. |
| Management confidence | Balanced and optimistic, emphasizing long-term 'Vision 30/30' strategy. |
Growth
AUM grew 31% YoY led by calibrated disbursements; non-JLG portfolio reached 17% of mix.
Outlook
Vision 30/30 targets ₹30,000 crore AUM by 2030 with consistent 5%+ ROA.
Risks
Over-leverage in specific regional markets and geographic concentration in Southern India remain key sensitivities.
Earnings Call filed with BSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹173.35
- Market cap
- ₹2,955 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 12.0×Sector 21.9×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.11%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Other Announcement
Muthoot Microfin filed its monthly ALM statement for August 2026 as required by SEBI. The filing is a routine compliance report with no new business transaction.
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin allotted 2,50,000 secured NCDs at ₹250 Crore aggregate via private placement. The 24-month 9.25% issue is listed on BSE.
- Value
- ₹250.0 Cr
- Execution
- 24 months
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin Ltd. approved the issuance of 250,000 NCDs aggregating to ₹250 Crore. The debentures are secured, rated, and will be listed on the BSE.
- Value
- ₹250.0 Cr
Muthoot Microfin Board Meeting Date
Muthoot Microfin Limited has scheduled a committee meeting on August 28, 2026. The committee will consider raising funds through the private placement of Non-Convertible Debentures.
Muthoot Microfin Earnings Call Transcript: Key Takeaways
Q1 FY27 conference call highlighting a turnaround with record Q1 disbursements of ₹2,644 Cr. Focus is shifting towards strategic diversification into individual loans, gold loans, and consumer durables while improving asset quality.
- Call
- Guides 20% growth
Muthoot Microfin Management Change
Mr. John Tyler Day has retired as a Non-Executive Director of Muthoot Microfin Limited, effective August 11, 2026. This announcement confirms the cessation of his directorship.