| Revenue growth | FY26 Income: -7.2% YoY; Q4 Income: +14.9% YoY. |
|---|---|
| Margins | NIM at 12.0% in Q4; guided to improve in FY27. |
| Demand visibility | Strong credit demand in AP, Punjab, and MP markets. |
| Management confidence | High on diversifying into MSEL and individual loan segments. |
Growth
PAT grew 117.7% YoY to ₹711 Mn in Q4. FY26 Income decreased 7.2% YoY to ₹23,807 Mn.
Outlook
FY27 guidance: AUM growth 12-15%, NIM 12.3-12.5%, and ROE 12-15%. Focus on individual and gold loans.
Risks
Asset quality impacted by regional crises; GNPA at 3.89%. NIM moderation and higher credit costs in FY26.
Earnings Call filed with NSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹173.35
- Market cap
- ₹2,955 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 12.0×Sector 21.9×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.11%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Other Announcement
Muthoot Microfin filed its monthly ALM statement for August 2026 as required by SEBI. The filing is a routine compliance report with no new business transaction.
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin allotted 2,50,000 secured NCDs at ₹250 Crore aggregate via private placement. The 24-month 9.25% issue is listed on BSE.
- Value
- ₹250.0 Cr
- Execution
- 24 months
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin Ltd. approved the issuance of 250,000 NCDs aggregating to ₹250 Crore. The debentures are secured, rated, and will be listed on the BSE.
- Value
- ₹250.0 Cr
Muthoot Microfin Board Meeting Date
Muthoot Microfin Limited has scheduled a committee meeting on August 28, 2026. The committee will consider raising funds through the private placement of Non-Convertible Debentures.
Muthoot Microfin Earnings Call Transcript: Key Takeaways
Q1 FY27 conference call highlighting a turnaround with record Q1 disbursements of ₹2,644 Cr. Focus is shifting towards strategic diversification into individual loans, gold loans, and consumer durables while improving asset quality.
- Call
- Guides 20% growth
Muthoot Microfin Management Change
Mr. John Tyler Day has retired as a Non-Executive Director of Muthoot Microfin Limited, effective August 11, 2026. This announcement confirms the cessation of his directorship.