| Management target | Revenue 18.0% FY31 |
|---|
| Revenue growth | Disbursements up 22% YoY; AUM growth at 15%. |
|---|---|
| Margins | NIMs under pressure from rising cost of funds and liquidity buffers. |
| Demand visibility | Strong core wheel demand; non-wheels segment showing high growth potential. |
| Management confidence | Balanced; highlighting operational discipline while acknowledging regulatory headwinds. |
Growth
AUM grew 15% YoY; disbursement growth of 22% led by core wheels (21%) and non-wheels (52%).
Outlook
Management targets 16-18% AUM growth and 2.2-2.5% ROA by FY31.
Risks
Rising cost of funds and regulatory changes in insurance commissions pose potential headwinds to NIMs.
Earnings Call Transcript filed with BSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹263.00
- Market cap
- ₹36,562 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 10.2×Sector 19.7×
- Promoter holding
- 52.48%-0.01% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Key figure
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