| Revenue growth | Total income Rs10,428 Cr, +13.18% YoY, -4.66% QoQ |
|---|---|
| Margins | Domestic NIM 3.49%, +14 bps YoY; global NIM 3.37% |
| Demand visibility | Retail advances +33.77% YoY; agri +47.31%; MSME +13.80% |
Growth
H1 FY27 PAT Rs3,572 Cr (+52.85%); H1 NII Rs7,555 Cr (+30.15%). Advances +24.35%, deposits +20.16%, CASA +20.73% YoY.
Outlook
No explicit numeric guidance given. Cost-to-income 40.78%, down from 53.95% in Q1 FY27.
Risks
Non-interest income fell 43.19% QoQ; fee income down 61.71% QoQ. Tax outgo fell 69.26% YoY, flattering PAT.
Investor Presentation filed with BSE, NSE: IOB. Summary written with AI assistance from the document.
Indian Overseas Bank: key numbers
- Share price
- ₹29.02
- Market cap
- ₹55,883 Cr
- Revenue (annual)
- ₹31,896 Cr
- Net profit (annual)
- ₹5,418 Cr
- P/E (TTM)
- 8.4×Sector 19.7×
- Promoter holding
- 92.44%+0.00% QoQ
- FII holding
- 0.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Overseas Bank
All →Indian Overseas Bank Management Change
Indian Overseas Bank's board appointed Mr. Akshit Choudhary as Chief Financial Officer effective 1 November 2026, replacing Mr. Madhaw Chandra Jha. The filing includes his brief profile and the required LODR disclosures.
Indian Overseas Bank Results Update
IOB's net profit jumped 55.95% YoY to ₹1,912 Crore in Q2 FY27, with operating profit rising 25.67% to ₹3,016 Crore. NII grew 26.41% and NPA ratios continued to improve.
Indian Overseas Bank Q2 FY27 Results: Net Profit ₹1,963 Cr, Up 55.9% YoY
Indian Overseas Bank reported revenue from operations of ₹9,201 Cr (+17.2% YoY) and net profit of ₹1,963 Cr (+55.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,963 Cr · +55.9% YoY
Indian Overseas Bank Business Update
Indian Overseas Bank disclosed RBI findings on understated risk weights for some exposures. It states no net profit impact, with CRAR remaining well above minimums.
Indian Overseas Bank Other Announcement
The filing presents the shareholding pattern of Indian Overseas Bank for the quarter ended September 30, 2026. No material transaction is reported.
Indian Overseas Bank Employee Stock Options
IOB received SEBI approval to issue up to 10 crore fresh equity shares to employees under an Employee Stock Purchase Scheme to meet MPS norms.