| Revenue growth | AUM +27.0% YoY; net total income +23.9% YoY |
|---|---|
| Margins | Spread ex-co-lending down 10 bps QoQ to 5.2% |
| Demand visibility | Healthy customer demand across target segments cited |
| Management confidence | Upbeat: 'strong operating performance', highest-ever disbursements |
Growth
Disbursements +32.2% YoY. Net total income +23.9% YoY to ₹343 Cr. PAT grew faster than AUM, up 6.5% QoQ.
Outlook
No numeric FY27 guidance given. Priorities: sustain growth, preserve quality, protect profitability, improve efficiency. 62 branches proposed.
Risks
Spread (ex co-lending) down 10 bps QoQ to 5.2%. 1+ DPD at 4.7%, 30+ DPD at 3.2%.
Investor Presentation filed with NSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,014.40
- Market cap
- ₹10,607 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 17.1×Sector 19.7×
- Promoter holding
- 6.97%+0.00% QoQ
- FII holding
- 42.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Earnings Call Transcript: Key Takeaways
Home First delivered robust 27% AUM growth with improving profitability metrics. Management reaffirmed long-term commitment despite minor margin headwinds from rising borrowing costs.
- Call
- Guides 25% growth
Home First Finance Company India Other Announcement
Home First Finance updated its list of authorised persons for material event disclosures after appointing Rinkoo Somani as CFO. No financial or business event is reported.
Home First Finance Company India Results Update
Home First Finance issued its Q2FY27 investor press release with AUM of ₹18,010 Cr, disbursements of ₹1,705 Cr and PAT of ₹170 Cr. The release covers operating KPIs and asset quality, with no full results statement attached.
Home First Finance Company India Q2 FY27 Results: Net Profit ₹170.2 Cr, Up 29.1% YoY
Home First Finance Company India Ltd reported revenue from operations of ₹567 Cr (+18.8% YoY) and net profit of ₹170.2 Cr (+29.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹170.2 Cr · +29.1% YoY
Home First Finance Company India Employee Stock Options
Home First Finance allotted 10,515 equity shares against exercise of vested ESOPs. Total paid-up capital increased to 10,45,73,657 shares of Rs. 2 each.
Home First Finance Company India Management Change
Home First Finance appointed Vineet Taneja as an additional non-executive independent director for five years from 24 October 2026. Shareholder approval is required.
- Execution
- Five consecutive years from October 24, 2026