| Revenue growth | Net income grew 32% YoY; advances increased 30%. |
|---|---|
| Margins | NIM compressed to 6.69% from 7.24% QoQ; expansion expected. |
| Demand visibility | Strong credit demand across retail, SME, and housing segments. |
| Management confidence | Balanced confidence despite transitional leadership phase and NIM pressure. |
Growth
Gross advances up 30% YoY; deposits grew 19% YoY led by retail and NRIs.
Outlook
Management raised FY27 ROA guidance to 1.35% from 1.2% previously.
Risks
NIM compressed 55 bps sequentially due to excess liquidity and higher funding costs.
Earnings Call Transcript filed with NSE, NSE: EQUITASBNK. Summary written with AI assistance from the document.
Equitas Small Finance Bank Ltd: key numbers
- Share price
- ₹57.17
- Market cap
- ₹6,541 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹116.0 Cr
- P/E (TTM)
- 12.8×Sector 19.1×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Equitas Small Finance Bank Ltd
All →Equitas Small Finance Bank Investor Presentation: Key Takeaways
Q2FY27 record PAT Rs218 Cr (vs Rs24 Cr); RoA 1.31%, RoE 13.50%; advances up 30% YoY to Rs50,669 Cr; NIM compressed to 6.69% on surplus liquidity.
Equitas Small Finance Bank Results Update
Equitas Small Finance Bank posted Q2FY27 PAT of ₹218 crore, up 803% YoY. Total business crossed ₹1 lakh crore with advances and deposits each surpassing ₹50,000 crore.
Equitas Small Finance Bank Management Change
Equitas Small Finance Bank's MD & CEO P. N. Vasudevan resigned effective upon successor appointment. The Board will recommend suitable candidates subject to RBI approval.
Equitas Small Finance Bank Q2 FY27 Results: Net Profit ₹218 Cr, Up 804.6% YoY
Equitas Small Finance Bank Ltd reported revenue from operations of ₹2,066 Cr (+27.7% YoY) and net profit of ₹218 Cr (+804.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹218 Cr · +804.6% YoY
Equitas Small Finance Bank Other Announcement
The company submitted its quarterly shareholding pattern for the period ending September 30, 2026. This is a periodic regulatory compliance filing required under SEBI listing regulations.
Equitas Small Finance Bank Board Meeting Date
Equitas Small Finance Bank will hold a board meeting on 29 Oct 2026 to consider unaudited H1 FY27 standalone results. No financial figures are disclosed.