| Revenue growth | GDPI ₹7,762cr for FY26; impacted by loss of crop business. |
|---|---|
| Margins | Combined ratio at 115.2% (112.2% without 1/n effect). |
| Demand visibility | Positive outlook for crop retendering and car segment growth. |
| Management confidence | High; focusing on 15% ROE and motor OD price corrections. |
Growth
FY26 GDPI reached ₹7,762cr; motor market share at 5.25%. Non-crop business growth visible since H2 FY26.
Outlook
Targeting 15%+ ROE medium-term; transition to IFRS by April 2027; re-participating in upcoming crop insurance tenders.
Risks
Loss of crop insurance business (₹590cr impact); rising motor third-party claims severity; elevated claims ratio at 81.3%.
Earnings Call filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,403.00
- Market cap
- ₹26,345 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.9×Sector 22.8×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Financial Holdings Ltd
All →Cholamandalam Financial Holdings Investor Presentation: Key Takeaways
Cholamandalam Financial Holdings reported Q1 FY27 results focused on its insurance subsidiary Chola MS. Management emphasized portfolio optimization, pricing corrections in health insurance, and maintaining underwriting discipline amidst industry-wide pricing pressures and elevated loss ratios.
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Cholamandalam Financial Holdings held its 77th Annual General Meeting on August 14, 2026. Shareholders transacted business including financial statement adoption, dividend approval, and managerial appointment.
Cholamandalam Financial Holdings Earnings Call Transcript: Key Takeaways
Management is navigating severe pricing pressure in fire and motor insurance while attempting a portfolio cleanup. Growth is tepid as they prioritize underwriting discipline over volume in a hyper-competitive market.
Cholamandalam Financial Holdings Results Update
Cholamandalam Financial Holdings reported a consolidated PAT of Rs. 1,789 Cr for the quarter ended June 30, 2026, representing a 42% year-on-year growth.
Cholamandalam Financial Holdings Investor Presentation: Key Takeaways
CFHL reported strong consolidated Q1 FY27 results with 20% revenue growth and 42% PAT growth, driven by core NBFC and insurance subsidiaries.
Cholamandalam Financial Holdings Q1 FY27 Results: Net Profit ₹1,789 Cr, Up 42.0% YoY
Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,114 Cr (+19.5% YoY) and net profit of ₹1,789 Cr (+42.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,789 Cr · +42.0% YoY