| Revenue growth | 20% YoY consolidated growth. |
|---|---|
| Margins | Net Income Margin improved to 8.2% from 7.8% YoY. |
| Demand visibility | Strong; highest ever Q1 sales in multiple vehicle segments. |
| Management confidence | High; citing healthy freight activity and rural demand. |
Growth
Consolidated revenue rose 20% YoY to ₹11,214 Cr; Consolidated PAT increased 42% YoY to ₹1,789 Cr.
Outlook
Management targets continued portfolio expansion mirroring industry trends; Q1 disbursements grew 22% overall to ₹29,612 Cr.
Risks
Company notes sectoral reliance on infrastructure spending and potential impact of rainfall on tractor industry demand.
Last quarter's promises, checked
Delivered
- Guided 15% plus ROE → delivered 42% PAT growth (= BEAT)
- Guided focus on car segment growth → delivered 21% Vehicle Finance growth (= BEAT)
- Guided non-motor growth post-1/n base effect → delivered 20% revenue growth (= BEAT)
Partly delivered
- Guided improvement in motor OD loss ratios → delivered NIM 8.2% vs 7.8% (= PARTIAL)
Investor Presentation filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,403.00
- Market cap
- ₹26,345 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.9×Sector 22.8×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Financial Holdings Ltd
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Cholamandalam Financial Holdings reported a consolidated PAT of Rs. 1,789 Cr for the quarter ended June 30, 2026, representing a 42% year-on-year growth.
Cholamandalam Financial Holdings Q1 FY27 Results: Net Profit ₹1,789 Cr, Up 42.0% YoY
Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,114 Cr (+19.5% YoY) and net profit of ₹1,789 Cr (+42.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,789 Cr · +42.0% YoY
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