| Revenue growth | 17% YoY in Q4; 18% YoY in YTD FY26. |
|---|---|
| Margins | Consolidated PAT margin remains stable; loan losses in VF at 1.6%. |
| Demand visibility | Strong rural liquidity and infrastructure momentum supporting CV and tractor recovery. |
| Management confidence | High; focusing on calibrated growth and portfolio quality. |
Growth
Q4-FY26 consolidated revenue grew 17% YoY; PAT grew 19% YoY. Full-year FY26 PAT reached ₹5,485 Cr, a 16% increase.
Outlook
Vehicle finance aims for calibrated growth mirroring market dynamics; LAP targeting 20-22% YoY industry growth for FY26-FY27.
Risks
Tractor segment de-growth due to monsoon variability; construction equipment impacted by execution delays and emission norm costs.
Earnings Call filed with BSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,403.00
- Market cap
- ₹26,345 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.9×Sector 22.8×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,114 Cr (+19.5% YoY) and net profit of ₹1,789 Cr (+42.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,789 Cr · +42.0% YoY