| Revenue growth | GDPI ₹2,067cr (Q3); ₹5,714cr (9M FY26). |
|---|---|
| Margins | Combined ratio at 116.2% (9M); Motor OD loss ratios up 8-9%. |
| Demand visibility | Growth in non-crop business visible after 1/n accounting base effect. |
| Management confidence | Confident in improving numbers in ensuing quarters through corrective sourcing. |
Growth
GDPI at ₹2,067cr for Q3; non-crop business growth visible. Motor market share at 5.25%.
Outlook
Targeting 16-18% ROE over medium term. Plans to participate in new 3-year crop insurance tenders.
Risks
Rising motor OD loss ratios, absence of third-party premium hikes, and competitive intensity in motor segments.
Earnings Call filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,403.00
- Market cap
- ₹26,345 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.9×Sector 22.8×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Cholamandalam Financial Holdings reported a consolidated PAT of Rs. 1,789 Cr for the quarter ended June 30, 2026, representing a 42% year-on-year growth.
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Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,114 Cr (+19.5% YoY) and net profit of ₹1,789 Cr (+42.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,789 Cr · +42.0% YoY