| Revenue growth | 17% YoY (Q4 FY26) |
|---|---|
| Margins | Consolidated PAT margin stable; Loan losses at 1.6% in Vehicle Finance |
| Demand visibility | Positive for HCV; recovering for SCV; moderate for LCV/PV |
| Management confidence | High; focusing on sustainable growth and strong collections |
Growth
Q4 FY26 consolidated revenue grew 17% YoY and PAT grew 19% YoY. FY26 PAT reached ₹5,485 Cr (up 16% YoY).
Outlook
Management targets calibrated growth in vehicle finance and market share gains in LAP through targeted rural expansion.
Risks
Potential moderate growth in LCV/PV segments due to high base effects and monsoon-linked tractor industry variability.
Earnings Call filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,402.70
- Market cap
- ₹26,340 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.9×Sector 22.6×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Financial Holdings Ltd
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Cholamandalam Financial Holdings Results Update
Cholamandalam Financial Holdings reported a consolidated PAT of Rs. 1,789 Cr for the quarter ended June 30, 2026, representing a 42% year-on-year growth.
Cholamandalam Financial Holdings Investor Presentation: Key Takeaways
CFHL reported strong consolidated Q1 FY27 results with 20% revenue growth and 42% PAT growth, driven by core NBFC and insurance subsidiaries.
Cholamandalam Financial Holdings Q1 FY27 Results: Net Profit ₹1,789 Cr, Up 42.0% YoY
Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,114 Cr (+19.5% YoY) and net profit of ₹1,789 Cr (+42.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,789 Cr · +42.0% YoY