| Revenue growth | $16.5B FY26 consolidated revenue; 22% 10-year CAGR. |
|---|---|
| Margins | General Insurance COR at 102.3% (FY25); Life Insurance VNB margin 19.2%. |
| Demand visibility | Strong; expanding customer franchise to 180MM+ currently. |
| Management confidence | High, targeting significant scale-up by 2030 through AI integration. |
Growth
Consolidated Revenue grew 22% CAGR (FY16-26). Lending PAT reached $1.07B in 2026. General insurance GWP grew 11% CAGR.
Outlook
LRS 2030 targets: Revenue $34-37B (~20% CAGR), PAT $2.3-2.6B (~2.5x), and 220MM customer franchise (~2x).
Risks
Regulatory changes affecting Banca channels; interest rate volatility; competitive intensity in lending and insurance markets.
Earnings Call filed with BSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,752.40
- Market cap
- ₹2,80,480 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 27.6×Sector 22.8×
- Promoter holding
- 58.71%+0.00% QoQ
- FII holding
- 6.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
All →Bajaj Finserv Business Update
Bajaj Finserv has released monthly business performance data for its unlisted subsidiaries, Bajaj General Insurance and Bajaj Life Insurance, for the period ending August 2026.
Bajaj Finserv Other Announcement
Bajaj Finserv Ltd has informed the exchanges about the relocation of its registered office from Mumbai-Pune Road to Viman Nagar, Pune, effective 1 September 2026.
Bajaj Finserv Business Update
Bajaj Finserv reported monthly business figures for its insurance subsidiaries. Bajaj General Insurance's July 2026 gross premium was ₹2,375 Crore, while Bajaj Life Insurance's total stood at ₹1,386.17 Crore.
Bajaj Finserv Investor Presentation: Key Takeaways
Bajaj Finserv Q1 FY2027 consolidated total income grew 19% to INR 42,037 crore and PAT rose 18% to INR 6,297 crore, driven by strong lending and life insurance performance.
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Bajaj Finserv held its 19th Annual General Meeting on 31 July 2026. The meeting covered routine business including dividend declaration, auditor reappointment, and director retirement.
Bajaj Finserv Investor Presentation: Key Takeaways
Bajaj Finserv reported a strong Q1 FY2027 with consolidated revenue growing 19% YoY to ₹42,037 Cr and consolidated PAT (attributable) increasing 12.3% to ₹3,132 Cr.