| Revenue growth | 19.1% YoY consolidated growth in Q1 FY2027. |
|---|---|
| Margins | Combined Ratio for General Insurance impacted at 104.7%. |
| Demand visibility | Strong; 1.61 crore new loans booked in Bajaj Finance. |
| Management confidence | High; citing strong quarter across all key metrics. |
Growth
Consolidated revenue up 19.1% YoY; PAT attributable to owners grew 12.3%. Bajaj Finance PAT grew 27.4% YoY.
Outlook
Focusing on sustainable and profitable growth. Significant AI deployment (330+ projects) and expanding distribution in Tier II/III cities.
Risks
General Insurance PAT down 27.6% due to lower capital gains. Life Insurance PAT down 70.2% on macro environment.
Last quarter's promises, checked
Delivered
- Guided Life Insurance VNB margin expansion → delivered 24.5% vs 22.1% (= BEAT)
- Guided Bajaj Finance AUM growth ~22% → delivered 22.2% (= BEAT)
- Guided Bajaj Housing Finance AUM growth ~22% → delivered 22.7% (= BEAT)
Partly delivered
- Guided Life Insurance retail protection mix growth → delivered 8.4% share (= PARTIAL)
Missed
- Guided General Insurance GWP growth → delivered muted/flat growth at ₹4,322 Cr (= MISS)
Investor Presentation filed with NSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,741.70
- Market cap
- ₹2,78,768 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 27.5×Sector 22.8×
- Promoter holding
- 58.71%+0.00% QoQ
- FII holding
- 6.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
All →Bajaj Finserv Business Update
Bajaj Finserv has released monthly business performance data for its unlisted subsidiaries, Bajaj General Insurance and Bajaj Life Insurance, for the period ending August 2026.
Bajaj Finserv Other Announcement
Bajaj Finserv Ltd has informed the exchanges about the relocation of its registered office from Mumbai-Pune Road to Viman Nagar, Pune, effective 1 September 2026.
Bajaj Finserv Business Update
Bajaj Finserv reported monthly business figures for its insurance subsidiaries. Bajaj General Insurance's July 2026 gross premium was ₹2,375 Crore, while Bajaj Life Insurance's total stood at ₹1,386.17 Crore.
Bajaj Finserv Investor Presentation: Key Takeaways
Bajaj Finserv Q1 FY2027 consolidated total income grew 19% to INR 42,037 crore and PAT rose 18% to INR 6,297 crore, driven by strong lending and life insurance performance.
Bajaj Finserv Annual General Meeting
Bajaj Finserv held its 19th Annual General Meeting on 31 July 2026. The meeting covered routine business including dividend declaration, auditor reappointment, and director retirement.
Bajaj Finserv Employee Stock Options
Bajaj Finserv Limited approved the issue of 15,11,358 equity shares to its ESOP Trust. The issuance aggregates to approximately Rs. 196.08 crore at respective grant prices.