| Revenue growth | Core interest income up 23%; treasury income dropped 46%. |
|---|---|
| Margins | NIM rebounded from 2.64% to 2.86% this quarter. |
| Demand visibility | Strong credit pipeline of ₹1.25 lakh crore in infrastructure/manufacturing. |
| Management confidence | Confident, emphasizing structural robustness and 'Project Muskaan' transformation. |
Growth
PAT grew 30.3% YoY to ₹5,537 Cr, driven by core interest income and lower credit costs.
Outlook
Credit growth is guided to align with system levels of 11-13% for the full year.
Risks
Stagnant deposit growth compared to credit and potential ECL provisioning impact of ₹5,500 Cr.
Earnings Call Transcript filed with NSE, NSE: UNIONBANK. Summary written with AI assistance from the document.
Union Bank of India: key numbers
- Share price
- ₹182.98
- Market cap
- ₹1,39,680 Cr
- Revenue (annual)
- ₹1,06,799 Cr
- Net profit (annual)
- ₹19,430 Cr
- P/E (TTM)
- 6.3×Sector 19.7×
- Promoter holding
- 74.76%+0.00% QoQ
- FII holding
- 9.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Union Bank of India Q2 FY27 Results: Net Profit ₹5,781 Cr, Up 30.6% YoY
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- Key figure
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Union Bank of India submitted its half-yearly statement of outstanding debt securities as of September 30, 2026, in compliance with SEBI regulatory requirements.
Union Bank of India Credit Rating
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