| Margins | NIM at 8.4%; expected to moderate toward 8.35%. |
|---|---|
| Order book | Gross loan book at INR45,699 crores. |
| Demand visibility | Strong; robust loan book growth of 32.1% YoY. |
| Management confidence | High; visibility on overshooting ROA guidance upper end. |
Growth
NII rose 35% YoY to INR1,244 Cr; Total Income reached INR2,450 Cr. Deposits grew 29.2% YoY.
Outlook
Guidance of 56% secured portfolio by year-end; ROA likely to overshoot upper guidance range; INR2,000 Cr capital raise planned.
Risks
Rising cost of funds (expected 10bps uptick in Q3); drought situations in Karnataka/Maharashtra; pending MD successor approval.
Earnings Call Transcript filed with NSE, NSE: UJJIVANSFB. Summary written with AI assistance from the document.
Ujjivan Small Finance Bank Ltd: key numbers
- Share price
- ₹54.50
- Market cap
- ₹10,644 Cr
- Revenue (annual)
- ₹6,931 Cr
- Net profit (annual)
- ₹692.6 Cr
- P/E (TTM)
- 9.3×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 18.03%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Ujjivan Small Finance Bank Ltd
All →Ujjivan Small Finance Bank Annual General Meeting
Ujjivan Small Finance Bank has convened an Extra-ordinary General Meeting on November 13, 2026, to seek shareholder approval for a preferential issue of equity shares.
Ujjivan Small Finance Bank Preferential Issue
Ujjivan SFB filed EGM notice for a preferential issue of 6.32 crore shares at ₹64.73, raising ₹409 crore. Allottees include IFCA, Bajaj Life, ABSL, and HDFC Life.
- Value
- ₹409.0 Cr
Ujjivan Small Finance Bank Fund Raise of ₹249 Cr
Ujjivan Small Finance Bank executed a subscription agreement with IFC for a preferential issue of shares. The transaction involves raising approximately Rs. 249.04 Crore at Rs. 64.73 per share.
- Value
- ₹249.0 Cr
Ujjivan Small Finance Bank Results Update
Ujjivan Small Finance Bank reported a 200% YoY increase in quarterly PAT to ₹365 Crore. The board also approved a ₹409 Crore capital infusion through preferential allotment.
- Value
- ₹365.0 Cr
- new branches
- 104.0 branches
Ujjivan Small Finance Bank Investor Presentation: Key Takeaways
Ujjivan SFB delivered a record quarterly PAT of ₹365 Cr, driven by strong 35% YoY NII growth. Deposits crossed the ₹50,000 Cr milestone while maintaining a 26% CASA ratio.
- Call
- Guides 25% growth
Ujjivan Small Finance Bank Q2 FY27 Results: Net Profit ₹365.1 Cr, Up 200.0% YoY
Ujjivan Small Finance Bank Ltd reported revenue from operations of ₹2,153 Cr (+28.0% YoY) and net profit of ₹365.1 Cr (+200.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹365.1 Cr · +200.0% YoY