| Management target | Revenue 14.0% FY27 |
|---|
| Revenue growth | Global Advances grew 21.18% YoY; NII grew 16.86% YoY. |
|---|---|
| Margins | Global NIM at 3.05% vs 2.8-2.9% guidance. |
| Demand visibility | Strong RAM segment growth at 25.27% YoY. |
| Management confidence | High, exceeding credit and NIM guidance in Q1. |
Growth
Global Business grew 15.53% YoY to ₹6.05 lakh Cr; Global Advances rose 21.18%. NII increased 16.86% YoY.
Outlook
FY27 guidance: Deposit growth 10-12%, Credit growth 12-14%, NIM 2.8-2.9%, and NNPA below 0.20%.
Risks
Gross NPA at 2.08% slightly above 2.00% target; slippage ratio at 0.63%.
Last quarter's promises, checked
Delivered
- Credit growth 12-14% → delivered 21.18% (= BEAT)
- NIM Global 2.8-2.9% → delivered 3.05% (= BEAT)
- CASA 37-38% → delivered 38.62% (= BEAT)
Partly delivered
- Deposit growth 10-12% → delivered 11.46% (= PARTIAL)
Missed
- Gross NPA <2% → delivered 2.08% (= MISS)
Investor Presentation filed with NSE, NSE: UCOBANK. Summary written with AI assistance from the document.
UCO Bank: key numbers
- Share price
- ₹23.26
- Market cap
- ₹29,167 Cr
- Revenue (annual)
- ₹26,281 Cr
- Net profit (annual)
- ₹2,768 Cr
- P/E (TTM)
- 10.3×Sector 21.9×
- Promoter holding
- 90.95%+0.00% QoQ
- FII holding
- 0.06%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from UCO Bank
All →UCO Bank Management Change
UCO Bank announced the tenure extension of Executive Director Shri Vijaykumar Nivrutti Kamble until 31st March 2027, or until further orders.
UCO Bank Adverse Business Impact
UCO Bank disclosed a UFBU strike notice for September–October 2026 that may affect branch operations. The bank has taken steps to ensure continuity.
UCO Bank Other Announcement
UCO Bank revised its TBLR (6M/12M) and G-Sec linked rates effective 07 Sep 2026. MCLR, Base Rate and BPLR remain unchanged.
UCO Bank Management Change
UCO Bank extended the additional charge of Shri Rajendra Kumar Saboo as MD & CEO until November 30, 2026, or until a regular appointment is made.
UCO Bank Fund Raise of ₹9,500 Cr
UCO Bank's board approved raising foreign currency funds up to USD 1.00 Billion through the issuance of debt instruments under a Medium Term Note programme.
- Value
- ₹9,500 Cr
UCO Bank Board Meeting Date
UCO Bank has scheduled a board meeting for August 24, 2026, to consider raising foreign currency funds via a Medium Term Note (MTN) Programme.