| Revenue growth | Total income ₹2,052 Cr vs ₹1,621 Cr (+26.58% YoY) |
|---|---|
| Margins | NIM 4.19%, up 36 bps YoY; cost-to-income down 553 bps to 38.28% |
| Demand visibility | Term deposits +28.96% YoY; RAM 94.33% of advances |
Growth
Deposits +25.49% to ₹69,546 Cr; gross advances +29.32% to ₹60,691 Cr; NII +35.17% to ₹807 Cr; operating profit +41.80%.
Outlook
No explicit growth guidance; ECL transition ₹385 Cr provision from 1 April 2027, ₹304 Cr already available.
Risks
ECL norms from 01.04.2027 imply ₹385 Cr one-time provision; gold-loan LTV rises to 83.13% at 25% price fall.
Investor Presentation filed with NSE, NSE: TMB. Summary written with AI assistance from the document.
Tamilnad Mercantile Bank Ltd: key numbers
- Share price
- ₹804.45
- Market cap
- ₹12,739 Cr
- Revenue (annual)
- ₹5,819 Cr
- Net profit (annual)
- ₹1,338 Cr
- P/E (TTM)
- 8.1×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 6.85%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tamilnad Mercantile Bank Ltd
All →Tamilnad Mercantile Bank Business Update
Tamilnad Mercantile Bank won two Oracle Excellence Awards 2026 for Customer and Employee Experience at Oracle AI World, Las Vegas. The recognition highlights the bank's digital excellence with no monetary value attached.
Tamilnad Mercantile Bank Results Update
TMB's press release reports Q2 net profit up 42.09% to ₹451 Crore. Total business rose 27.25%, and gross NPA fell to a 10-year low of 0.61%.
Tamilnad Mercantile Bank Earnings Call Transcript: Key Takeaways
TMB reported record quarterly net profit driven by strong net interest income and significant RAM segment growth.
- Call
- Guides 22% growth
Tamilnad Mercantile Bank Q2 FY27 Results: Net Profit ₹451.1 Cr, Up 42.1% YoY
Tamilnad Mercantile Bank Ltd reported revenue from operations of ₹1,820 Cr (+28.8% YoY) and net profit of ₹451.1 Cr (+42.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹451.1 Cr · +42.1% YoY
Tamilnad Mercantile Bank Capacity Expansion
Tamilnad Mercantile Bank Limited is opening a new branch in Kadambur, Thoothukudi District. The branch is scheduled to commence operations on October 12, 2026.
- new branches
- 1.0 branches
Tamilnad Mercantile Bank Board Meeting Date
TMB has announced its Board meeting scheduled for 26 October 2026 to consider un-audited Q2/H1 results. The trading window for Designated Persons remains closed from 1 to 28 October 2026.