| Revenue growth | NII up 24.04% YoY. |
|---|---|
| Margins | NIM at 4.18% for Q4; defending 3.9%-4.0% for FY27. |
| Demand visibility | Strong credit demand in MSME and Retail segments. |
| Management confidence | High; stating they will 'under promise and overdeliver'. |
Growth
Advances grew 20.32% YoY; CASA increased 22.35% YoY. Net Interest Income rose 24.04% to ₹704.45cr.
Outlook
Guided 16% deposit growth and 20% advances growth for FY27. Plans to open 60 new branches.
Risks
Potential NIM moderation due to deposit repricing; West Asia crisis impact on export credit; gold price sensitivity.
Earnings Call filed with NSE, NSE: TMB. Summary written with AI assistance from the document.
Tamilnad Mercantile Bank Ltd: key numbers
- Share price
- ₹875.60
- Market cap
- ₹13,865 Cr
- Revenue (annual)
- ₹5,819 Cr
- Net profit (annual)
- ₹1,338 Cr
- P/E (TTM)
- 9.6×Sector 21.9×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 6.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tamilnad Mercantile Bank Ltd
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Tamilnad Mercantile Bank Investor Presentation: Key Takeaways
TMB reported record Q1 FY27 results with 23% business growth and an all-time high net profit of INR 412 Cr. Strategy focuses on loan book diversification and digitization.
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Tamilnad Mercantile Bank Earnings Call Transcript: Key Takeaways
Tamilnad Mercantile Bank delivered record quarterly results for Q1 FY27, characterized by 23% total business growth and the highest ever net profit in its 105-year history.
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Tamilnad Mercantile Bank Results Update
Tamilnad Mercantile Bank reported Q1 FY27 results, showing strong growth in business, deposits, and profitability. Net profit surged 34.97% YoY to ₹411.51 crore.
Tamilnad Mercantile Bank Investor Presentation: Key Takeaways
TMB reported robust Q1FY27 performance with Net Profit rising 34.97% YoY to ₹412 Cr. Strategy focuses on 'RAM' advances and maintaining industry-leading capital adequacy at 32.33%.
Tamilnad Mercantile Bank Q1 FY27 Results: Net Profit ₹411.5 Cr, Up 35.0% YoY
Tamilnad Mercantile Bank Ltd reported revenue from operations of ₹1,662 Cr (+19.9% YoY) and net profit of ₹411.5 Cr (+35.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹411.5 Cr · +35.0% YoY