| Revenue growth | 19% YoY GWP growth |
|---|---|
| Margins | CISR improved to 97.0% from 98.7% YoY |
| Demand visibility | Strong; 94% fresh business from new-to-insurance |
| Management confidence | High; citing distribution moat and compounding scale engine |
Growth
GWP grew 19% YoY to ₹4,287 Cr. PAT rose 25.6% to ₹550 Cr, with a combined ratio improving to 97.0%.
Outlook
Focusing on sustainable profitable growth through proprietary channels; scaling D2C, which saw 142% growth in retail fresh GWP.
Risks
Management monitors segment-level risk and claims experience; high reliance on agency force and competitive retail health landscapes.
Last quarter's promises, checked
Delivered
- Target GWP growth high-teen → delivered 19% (= BEAT)
- Target 1L new agents/year → delivered 20k in Q1 (= BEAT)
- Target underwriting profit turnaround → delivered positive FY26 result (= BEAT)
Partly delivered
- Target 15% NEP growth → delivered 19% GWP but NEP lags due to long-term policies (= PARTIAL)
Investor Presentation filed with NSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹550.55
- Market cap
- ₹32,355 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 38.3×Sector 21.9×
- Promoter holding
- 58.01%+0.03% QoQ
- FII holding
- 16.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Star Health and Allied Insurance Company Ltd
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Star Health delivered strong Q1 FY27 results with GWP growing 19% YoY to ₹4,287 Cr and PAT rising 25% to ₹550 Cr. Strategy focuses on proprietary distribution and underwriting profitability.
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Star Health held its 21st Annual General Meeting on August 28, 2026. The meeting covered the adoption of financial statements and the appointment of directors.