| Management target | Revenue 17.0% FY27 |
|---|
| Revenue growth | Disbursements grew 25.71% YoY; AUM up 16.96% YoY. |
|---|---|
| Margins | NIM expanded to 9.52% due to equity infusion; medium-term target 9%. |
| Demand visibility | Strong outlook for H2; infrastructure spend and festive demand aiding growth. |
| Management confidence | Balanced tone; acknowledged regional stress while highlighting H2 busy season potential. |
Growth
AUM grew 16.96% YoY to ₹3,29,021 Cr, driven by robust MSME and Passenger Vehicle disbursements.
Outlook
Management expects 15-17% AUM growth for FY27 and credit costs to normalize at 2%.
Risks
Asset quality stress in Maharashtra and Karnataka due to weak monsoon; credit costs may spike 30-40 bps.
Earnings Call Transcript filed with NSE, NSE: SHRIRAMFIN. Summary written with AI assistance from the document.
Shriram Finance Ltd: key numbers
- Share price
- ₹832.55
- Market cap
- ₹1,95,906 Cr
- Revenue (annual)
- ₹48,133 Cr
- Net profit (annual)
- ₹10,024 Cr
- P/E (TTM)
- 15.4×Sector 19.7×
- Promoter holding
- 20.30%+0.00% QoQ
- FII holding
- 55.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Shriram Finance Ltd
All →Shriram Finance Debt & Borrowing: ₹10.72 Cr
Shriram Finance confirmed timely payment of ₹10.72 Crore interest on NCDs (ISIN INE721A07SP0). Routine debt-servicing certification under Reg 57.
- Value
- ₹10.72 Cr
Shriram Finance Debt & Borrowing: ₹60.03 Cr
Shriram Finance paid Rs 4,121.60 lakh and Rs 1,881.25 lakh interest on NCDs and subordinated debt. Routine debt servicing with no new capital raised.
- Value
- ₹60.03 Cr
Shriram Finance Other Announcement
Shriram Finance filed CRISIL's quarterly monitoring report on preferential issue proceeds for Q2 FY27. Proceeds were utilized towards onward lending with no deviation from objects.
Shriram Finance Management Change
Shriram Finance appointed Panakala Raju M as Chief Software Officer, effective October 23, 2026. The appointment was approved at the board meeting held the same day.
Shriram Finance Dividend
Shriram Finance fixed October 29, 2026 as the record date for its FY2026-27 interim dividend. Payment will be made to eligible members before November 20, 2026.
Shriram Finance Financial Results
Shriram Finance's board approved Q2 FY27 results and declared a ₹6.50 interim dividend per equity share. The NCD borrowing limit was renewed up to ₹35,000 Cr.