| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | AUM up 31% YoY, reaching ₹16,589 Cr on consolidated basis. |
|---|---|
| Margins | NIMs improved to 15.9% due to better portfolio quality control. |
| Demand visibility | Strong recovery in Assam; drought impact in Karnataka/Maharashtra currently negligible. |
| Management confidence | High; emphasizing 'dream big, deliver bigger' philosophy and proactive provisioning. |
Growth
AUM grew 31% YoY to ₹16,589 Cr; standalone profit rose 231% YoY.
Outlook
Targeting ₹32,000 Cr AUM by 2030 with 30% contribution from non-microfinance segments.
Risks
Conservative management buffer of ₹50 Cr suggests caution despite negligible impact from droughts.
Earnings Call Transcript filed with NSE, NSE: SATIN. Summary written with AI assistance from the document.
Satin Creditcare Network Ltd: key numbers
- Share price
- ₹240.20
- Market cap
- ₹2,654 Cr
- Revenue (annual)
- ₹3,143 Cr
- Net profit (annual)
- ₹332.2 Cr
- P/E (TTM)
- 5.0×Sector 19.7×
- Promoter holding
- 36.17%+0.00% QoQ
- FII holding
- 4.89%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Satin Creditcare Network Ltd
All →Satin Creditcare Network Debt & Borrowing: ₹1.28 Cr
Satin Creditcare paid monthly interest of Rs.1.28 Crore on two NCD series. Payments were made on October 29, 2026, ahead of the October 30 due date.
- Value
- ₹1.28 Cr
Satin Creditcare Network Other Announcement
Satin Creditcare reported no deviation in fund use from its warrant issue for the quarter ended September 30, 2026. The Audit Committee noted no comments.
Satin Creditcare Network Investor Presentation: Key Takeaways
Q2FY27 consolidated PAT ₹176 Cr (+231% YoY); H1FY27 standalone PAT ₹292 Cr (+209%). Consolidated AUM ₹16,589 Cr (+31%). Asset quality and credit cost improving.
Satin Creditcare Network Results Update
Satin Creditcare's press release reports H1FY27 consolidated PAT of ₹299 Crore, up 204% year-on-year. Q2 profit of ₹176 Crore is described as its highest ever.
Satin Creditcare Network Q2 FY27 Results: Net Profit ₹175.9 Cr, Up 230.6% YoY
Satin Creditcare Network Ltd reported revenue from operations of ₹925.8 Cr (+18.6% YoY) and net profit of ₹175.9 Cr (+230.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹175.9 Cr · +230.6% YoY
Satin Creditcare Network Debt & Borrowing: ₹0.38 Cr
Satin Creditcare Network paid Rs.0.38 Crore monthly interest on its 11.50% SCNL January 2031 NCDs on 23 Oct 2026. The Rs.40 Crore issue size confirms the payment is consistent with the instrument.
- Value
- ₹0.38 Cr