| Revenue growth | H1 total income +164% YoY |
|---|---|
| Margins | NIM 7.54% vs 3.51%; spread 6.00% vs 3.40% |
| Demand visibility | Disbursements ₹377.45 Cr, +591.68% YoY |
Growth
H1 total income ₹49.87 Cr vs ₹18.89 Cr; NII+fees ₹34.68 Cr (+157%); Q2 PAT ₹9.01 Cr (+170%).
Outlook
FY27 targets: AUM ₹950 Cr, revenue ₹80+ Cr, PAT ₹30–35 Cr; FY30 AUM ₹3,000 Cr+; proposed preferential issue and acquisitions.
Risks
GNPA rose to 0.99% from 0.76%; D/E 2.66x from 0.76x; CRAR fell to 28.55%; finance costs ₹15.19 Cr.
Investor Presentation filed with BSE, NSE: REGENCY. Summary written with AI assistance from the document.
Regency Fincorp Ltd: key numbers
- Share price
- ₹63.89
- Market cap
- ₹469.9 Cr
- Revenue (annual)
- ₹34.46 Cr
- Net profit (annual)
- ₹13.42 Cr
- P/E (TTM)
- 20.5×Sector 19.7×
- Promoter holding
- 21.44%+0.01% QoQ
- FII holding
- 1.46%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Regency Fincorp Ltd
All →Regency Fincorp Board Meeting Date
Regency Fincorp Ltd intimated a board meeting on 31 October 2026 to consider issuing listed, rated, secured NCDs on private placement. It will also appoint a debenture trustee for the issue.
Regency Fincorp Debt & Borrowing: ₹0.01 Cr
Regency Fincorp paid monthly interest of Rs.1,00,000 on its 14% rated listed secured NCDs (ISIN INE964R07051) on 28 October 2026, with no delay. This is routine debt servicing on existing secured debt.
- Value
- ₹0.01 Cr
Regency Fincorp Debt & Borrowing: ₹0.53 Cr
Regency Fincorp paid Rs 0.53 Crore monthly interest on its 13% NCD INE964R07143 on 27 October 2026, as due. No payment delay was reported.
- Value
- ₹0.53 Cr
Regency Fincorp Other Announcement
Regency Fincorp filed its quarterly shareholding pattern for the period ended 30 September 2026. Promoter and promoter group hold about 21.44% of the company.
Regency Fincorp Debt & Borrowing: ₹0.46 Cr
Regency Fincorp made timely interest payment of Rs 0.46 Crore on its secured NCDs. A Rs 115 shortfall to one debenture holder occurred.
- Value
- ₹0.46 Cr
Regency Fincorp Results Update
Regency Fincorp released a press release on Q2 and H1 FY27 results, reporting AUM above Rs 600 crore and H1 total income of Rs 49.87 crore. The release also notes a proposed preferential issue of about Rs 312 crore.