| Revenue growth | Total Income ₹2,740cr, up 7% YoY. |
|---|---|
| Margins | NIM at 4.41% vs 4.89% YoY; Cost of funds at 6.20%. |
| Order book | Advances at ₹114,232cr, up 23% YoY. |
| Demand visibility | Strong growth in Commercial Banking (30%) and Housing (32%). |
| Management confidence | High on retail execution and digital payments leadership. |
Growth
Net Profit grew 234% YoY; Net Interest Income (NII) rose 7% YoY; Total Business grew 24% YoY to ₹253,250cr.
Outlook
Targeting 30% women representation by 2027. Continuing focus on retail asset mix (currently 59%) and digital transformation.
Risks
NIM compressed to 4.41% from 4.89% YoY. Potential asset quality pressures in unsecured retail segments.
Earnings Call filed with NSE, NSE: RBLBANK. Summary written with AI assistance from the document.
RBL Bank Ltd: key numbers
- Share price
- ₹411.50
- Market cap
- ₹63,876 Cr
- Revenue (annual)
- ₹14,337 Cr
- Net profit (annual)
- ₹879.0 Cr
- P/E (TTM)
- 71.0×Sector 21.9×
- Promoter holding
- 60.00%
- FII holding
- 8.77%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from RBL Bank Ltd
All →RBL Bank Business Update
RBL Bank informed exchanges regarding a potential nationwide bank strike from September 28-30, 2026. The bank is taking steps to ensure smooth operations during this period.
RBL Bank Employee Stock Options
RBL Bank allotted 7,03,075 equity shares to employees upon exercise of vested stock options under its ESOP scheme on September 14, 2026. No transaction price beyond face value is disclosed.
RBL Bank Credit Rating
CareEdge Global IFSC Limited has assigned 'CareEdge BBB+/Stable' rating to RBL Bank's USD 350 million foreign currency notes and reaffirmed its existing ratings.
RBL Bank Adverse Business Impact
RBL Bank informed exchanges about a potential nationwide bank strike on September 11, 2026. The strike is industry-wide and not specific to the bank.
RBL Bank Debt & Borrowing: ₹3,290 Cr
RBL Bank approved the pricing and terms for issuing senior unsecured notes worth US$ 350 million (approx. ₹3,290 Crore) under its EMTN Programme.
- Value
- ₹3,290 Cr
- Execution
- 5 years
RBL Bank Credit Rating
Moody's Ratings assigned a (P)Baa2 rating to RBL Bank's USD 1 billion Medium Term Note program. The rating outlook is stable.
- Value
- ₹9,400 Cr