| Revenue growth | Interest Income grew 5.3% YoY for FY26. |
|---|---|
| Margins | FY26 NIM at 2.70% (Domestic) vs 3.08% in FY25. |
| Demand visibility | Strong growth in RAM advances (12.1% YoY). |
Growth
Global Business grew 10.7% YoY to ₹29,69,685 Cr; Global Advances increased 12.7% and Deposits grew 9.2%.
Outlook
Focus on RAM segment (56.6% share) and digital transformation via Project PALASH 3.0; maintaining CRAR at 17.74%.
Risks
Slight QoQ compression in NIM (Domestic) from 2.65% to 2.61%; CASA share moderated slightly to 37%.
Earnings Call filed with NSE, NSE: PNB. Summary written with AI assistance from the document.
Punjab National Bank: key numbers
- Share price
- ₹113.67
- Market cap
- ₹1,30,640 Cr
- Revenue (annual)
- ₹1,30,772 Cr
- Net profit (annual)
- ₹18,393 Cr
- P/E (TTM)
- 5.9×Sector 21.9×
- Promoter holding
- 70.08%+0.00% QoQ
- FII holding
- 5.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Punjab National Bank
All →Punjab National Bank Debt & Borrowing: ₹54.61 Cr
Punjab National Bank confirmed timely payment of Rs. 54.61 Crore as interest for its Basel III Additional Tier-I Bonds (INE160A08233).
- Value
- ₹54.61 Cr
Punjab National Bank Credit Rating
Punjab National Bank informed the exchange about credit ratings assigned by Moody's, Fitch, and Care Edge Ratings for its Euro Medium Term Note Programme.
Punjab National Bank Debt & Borrowing: ₹14,250 Cr
Punjab National Bank has established a Euro Medium Term Note Programme of USD 1.50 Billion, filed in compliance with SEBI LODR regulations.
- Value
- ₹14,250 Cr
Punjab National Bank Management Change
Punjab National Bank has appointed Shri Divesh Sehara as a Director on its Board, replacing Shri D. Anandan, effective immediately.
Punjab National Bank Adverse Business Impact
Punjab National Bank informed that various bank unions have called for strikes on multiple dates in September and October 2026. Banking operations may be affected.
Punjab National Bank Annual General Meeting
Punjab National Bank has issued a notice for an Extraordinary General Meeting scheduled for September 25, 2026. Shareholders will vote on electing a director from among non-government shareholders.