| Revenue growth | Total income dipped to ₹518 Cr from ₹638 Cr YoY. |
|---|---|
| Margins | NIM on earning portfolio strengthened to 4.49% from 4.25%. |
| Order book | Undisbursed sanctions of ~₹2,000 Cr to be deployed in 2-4 quarters. |
| Demand visibility | Strong pipeline in renewable energy, transmission, and emerging infra segments. |
| Management confidence | Confident in building quality loan book; credit rating reaffirmed by CRISIL. |
Growth
PAT grew to ₹319 Cr from ₹217 Cr; sanctions surged 318% to ₹3,448 Cr; disbursements up 35% to ₹1,235 Cr.
Outlook
Targeting 30-50% AUM growth; ₹2,000 Cr undisbursed sanction pipeline; focus on high-yield structured finance and sole lending.
Risks
High prepayments (₹1,105 Cr) moderating AUM; CEO/MD resignation; persistent legacy NPA resolution timelines.
Earnings Call filed with BSE, NSE: PFS. Summary written with AI assistance from the document.
PTC India Financial Services Ltd: key numbers
- Share price
- ₹27.25
- Market cap
- ₹1,750 Cr
- Revenue (annual)
- ₹514.6 Cr
- Net profit (annual)
- ₹319.4 Cr
- P/E (TTM)
- 7.8×Sector 21.9×
- Promoter holding
- 64.99%+0.00% QoQ
- FII holding
- 2.03%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PTC India Financial Services Ltd
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PTC India Financial Services Annual General Meeting
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PTC India Financial Services Ltd reported revenue from operations of ₹103.3 Cr (-27.2% YoY) and net profit of ₹40.2 Cr (-70.6% YoY) for Q1 FY27.
- Key figure
- Net profit ₹40.2 Cr · -70.6% YoY
PTC India Financial Services Board Meeting Date
PTC India Financial Services Ltd will hold a Board of Directors meeting on July 28, 2026, to consider the unaudited financial results for the quarter ending June 30, 2026.