PNB Housing Finance Credit Rating

PNB Housing Finance Earnings Call Transcript: Key Takeaways

PNB Housing delivers strong disbursement growth and margin expansion, supported by a significant credit rating upgrade to AAA.

Call

Guides 20% growth

PNB Housing Finance Other Announcement

PNB Housing reported no deviation in NCD proceeds for the quarter ended September 30, 2026. Its CFO also certified commercial paper proceeds were used as disclosed.

PNB Housing Finance Investor Presentation: Key Takeaways

Q2 FY27: PAT INR 617 cr (+6% YoY), loan book INR 95,079 cr (+19% YoY), NIM 3.67%, GNPA 0.91%. Strategy shifts toward high-yield Affordable and Emerging Markets segments.

PNB Housing Finance Q2 FY27 Results: Net Profit ₹616.5 Cr, Up 6.0% YoY

PNB Housing Finance Ltd reported revenue from operations of ₹2,423 Cr (+13.9% YoY) and net profit of ₹616.5 Cr (+6.0% YoY) for Q2 FY27.

Key figure

Net profit ₹616.5 Cr · +6.0% YoY

PNB Housing Finance Debt & Borrowing: ₹800 Cr

PNB Housing Finance redeemed commercial paper series CP-534A in full at maturity on 27 October 2026. The redemption amount was Rs 800 Crore.

Value

₹800.0 Cr

PNB Housing Finance Debt & Borrowing: ₹22.29 Cr

PNB Housing Finance paid Rs.22.29 Crore annual interest on Series LXXI NCDs on the due date. Timely payment was confirmed under Regulation 57 with no delay.

Value

₹22.29 Cr

Texmaco Rail & Engineering Credit Rating

Crisil Ratings assigned Texmaco Rail & Engineering a long-term bank facilities rating of Crisil A+/Stable. The rating is disclosed under Regulation 30.

Oriana Power Credit Rating

CRISIL reaffirmed Oriana Power's ratings, with long-term CRISIL A-/Stable and short-term CRISIL A2+ on ₹950 Crore of bank facilities. The ₹75 Crore and ₹200 Crore NCDs are also reaffirmed at A-/Stable.

Unifinz Capital India Credit Rating

Crisil assigned BBB-/Stable to Unifinz's Rs.100 crore NCDs and reaffirmed ratings on existing debt. Outlook is stable, with the cyber fraud incident not expected to be material.

Supra Pacific Financial Services Credit Rating

Acuité assigned ACUITE BBB-/Stable to Supra Pacific Financial's bank loan facilities. The rating letter is dated 30 October 2026.

Apollo Pipes Credit Rating

Apollo Pipes Limited's bank facilities worth Rs. 150 Crore were upgraded by ICRA to [ICRA]AA-(Stable)/[ICRA]A1+ from A+. The rationale cites deeper integration with the APL Apollo Group.

Ashoka Buildcon Credit Rating

ICRA reaffirmed and then withdrew Ashoka Buildcon's short-term debt rating of [ICRA] A1+ at the company's request. Other debt instruments remain rated by other agencies.