| Revenue growth | Net revenue +32% YoY, +9% QoQ to ₹453 Cr; NII +32% YoY. |
|---|---|
| Margins | NIM guidance held for FY27 despite higher funding costs. |
| Demand visibility | Festival demand 'very robust'; management cautious on rest of year. |
| Management confidence | Balanced: confident tone, but cautious overlays and watchful on macro. |
Growth
AUM +34% YoY to ₹19,003 Cr; PAT +41% YoY to ₹129 Cr; NII +32% YoY, NIM 9.3%.
Outlook
ROA guided ~3% by FY27-end and 3.4–3.5% in FY28; AUM growth 23–25% for FY27; credit cost 2.6–2.8%.
Risks
Stage 3 rose on a reclassified wholesale asset; cost of funds up 9bps QoQ to 8.55%; drought and Karnataka exposure.
Earnings Call Transcript filed with NSE, NSE: NORTHARC. Summary written with AI assistance from the document.
Northern Arc Capital Ltd: key numbers
- Share price
- ₹277.80
- Market cap
- ₹4,495 Cr
- Revenue (annual)
- ₹2,690 Cr
- Net profit (annual)
- ₹406.0 Cr
- P/E (TTM)
- 9.4×Sector 19.4×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 12.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Northern Arc Capital Ltd
All →Northern Arc Capital Business Update
Northern Arc's subsidiary reached a first close of over ₹400 Crore for its Diversified Debt Fund. The India Impact Fund matured with a 14.59% gross XIRR.
- Value
- ₹400.0 Cr
Northern Arc Capital Other Announcement
Northern Arc confirmed its INR 75 crore NCD proceeds were fully utilised with no deviation. This is a routine quarterly use-of-proceeds statement.
Northern Arc Capital Investor Presentation: Key Takeaways
Q2FY27: AUM INR 19,003 Cr (+34% YoY), PAT INR 129 Cr (+41% YoY), record quarterly profit; D2C mix 66%.
Northern Arc Capital Debt & Borrowing
Northern Arc reported a 1.12 times security cover for listed secured NCDs as of 30 September 2026. Periodic Regulation 54 certificate on existing debt.
Northern Arc Capital Results Update
Northern Arc reported Q2FY27 PAT up 41% YoY to INR 129 Crore, with lending AUM up 34%. Gross NPA stood at 1.25% and capital adequacy at 20.8%.
Northern Arc Capital Q2 FY27 Results: Net Profit ₹129.5 Cr, Up 42.3% YoY
Northern Arc Capital Ltd reported revenue from operations of ₹868.7 Cr (+38.5% YoY) and net profit of ₹129.5 Cr (+42.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹129.5 Cr · +42.3% YoY