| Revenue growth | Total Income ₹2,387 Cr, 29% CAGR since FY21 |
|---|---|
| Margins | NIM improved to 9.4% in FY26 from 9.1% in FY25 |
| Demand visibility | 2.9mn+ customers; 368 originator partners |
Growth
FY26 PAT grew 33% to ₹406 Cr. D2C Lending AUM increased 39% YoY to ₹9,792 Cr.
Outlook
Credit cost guidance maintained at 2.8%. Continued focus on increasing D2C mix, which reached 59% in FY26.
Risks
Asset quality in MSME segment shows GNPA at 3.5%; MFI overleverage noted as historical business cycle stress.
Earnings Call filed with BSE, NSE: NORTHARC. Summary written with AI assistance from the document.
Northern Arc Capital Ltd: key numbers
- Share price
- ₹292.10
- Market cap
- ₹4,726 Cr
- Revenue (annual)
- ₹2,690 Cr
- Net profit (annual)
- ₹406.0 Cr
- P/E (TTM)
- 10.8×Sector 21.9×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 8.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Northern Arc Capital Ltd
All →Northern Arc Capital Employee Stock Options
Northern Arc Capital allotted 1,44,000 ESOP shares to option grantees under its 2016 plan. Paid-up equity capital increased to Rs. 161.81 Crore.
Northern Arc Capital Other Announcement
Northern Arc Capital Limited submitted its monthly Asset Liability Management (ALM) statement for July 2026 to the Reserve Bank of India, as mandated by regulatory requirements.
Northern Arc Capital Capital Structure Change
Northern Arc Capital Limited allotted equity shares under its ESOP scheme. The allotment results in a minor increase in the company's paid-up share capital.
Northern Arc Capital Employee Stock Options
Northern Arc Capital Limited allotted 12,500 equity shares to employees exercising options under the company's ESOP 2016 scheme. The paid-up capital has increased accordingly.
Northern Arc Capital Annual General Meeting
Northern Arc Capital Limited concluded its 18th Annual General Meeting. Shareholders transacted resolutions regarding auditor appointments, borrowing limit increases, and the issuance of non-convertible debentures.
Northern Arc Capital Annual General Meeting
Northern Arc Capital shareholders approved the issuance of Non-Convertible Debentures up to ₹5,000 Crore. The 18th AGM also ratified auditor appointments and increased borrowing limits.
- Value
- ₹5,000 Cr