| Revenue growth | Total income grew 15% YoY in FY26 to ₹2,387 Cr. |
|---|---|
| Margins | NIM improved to 9.4% in FY26 from 9.1% in FY25. |
| Demand visibility | Strong growth in D2C lending AUM, up 39% YoY. |
| Management confidence | Confident in granular D2C book and technology-backed underwriting. |
Growth
Lending AUM rose 22% YoY to ₹16,594 Cr. PAT (excluding NCI) grew 33% YoY in FY26.
Outlook
Credit cost guidance maintained at 2.8%; focusing on scaling MSME and Consumer Finance through Phygital and digital channels.
Risks
Potential MFI overleverage stress; Net NPA slightly increased to 0.6% from 0.4% QoQ.
Earnings Call filed with NSE, NSE: NORTHARC. Summary written with AI assistance from the document.
Northern Arc Capital Ltd: key numbers
- Share price
- ₹292.10
- Market cap
- ₹4,726 Cr
- Revenue (annual)
- ₹2,690 Cr
- Net profit (annual)
- ₹406.0 Cr
- P/E (TTM)
- 10.8×Sector 21.9×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 8.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Northern Arc Capital Ltd
All →Northern Arc Capital Employee Stock Options
Northern Arc Capital allotted 1,44,000 ESOP shares to option grantees under its 2016 plan. Paid-up equity capital increased to Rs. 161.81 Crore.
Northern Arc Capital Other Announcement
Northern Arc Capital Limited submitted its monthly Asset Liability Management (ALM) statement for July 2026 to the Reserve Bank of India, as mandated by regulatory requirements.
Northern Arc Capital Capital Structure Change
Northern Arc Capital Limited allotted equity shares under its ESOP scheme. The allotment results in a minor increase in the company's paid-up share capital.
Northern Arc Capital Employee Stock Options
Northern Arc Capital Limited allotted 12,500 equity shares to employees exercising options under the company's ESOP 2016 scheme. The paid-up capital has increased accordingly.
Northern Arc Capital Annual General Meeting
Northern Arc Capital Limited concluded its 18th Annual General Meeting. Shareholders transacted resolutions regarding auditor appointments, borrowing limit increases, and the issuance of non-convertible debentures.
Northern Arc Capital Annual General Meeting
Northern Arc Capital shareholders approved the issuance of Non-Convertible Debentures up to ₹5,000 Crore. The 18th AGM also ratified auditor appointments and increased borrowing limits.
- Value
- ₹5,000 Cr