| Revenue growth | Total income +26.9% YoY; +9.3% QoQ |
|---|---|
| Margins | NIM 12.5%, +57bps YoY; CoF 9.93%, down 67bps YoY |
| Demand visibility | Disbursement INR 28,997mn, +27.5% YoY, +9.7% QoQ |
| Management confidence | Expects H2 improvement in growth, credit cost, RoA |
Growth
Total income +26.9% YoY, PPOP +67.4% YoY, PAT +263% YoY on a low base. H1 FY27 PAT INR 1,921mn, +423% YoY.
Outlook
FY27 guidance: AUM growth 18-20%, NIM 12.3-12.5%, credit cost 2.5-3.0%, RoE 12-18%. Management expects H2 improvement.
Risks
Drought-affected exposure INR 5,509mn (3.6% of portfolio, mainly Maharashtra). GNPA 3.38% still elevated; credit cost 2.6%.
Investor Presentation filed with NSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹157.89
- Market cap
- ₹2,692 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 11.0×Sector 19.5×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.19%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Results Update
Muthoot Microfin reported Q2 FY27 PAT of Rs. 110.8 crore, up 262.9% YoY, alongside a record Rs. 2,900 crore in disbursements. CareEdge revised its outlook to Positive.
Muthoot Microfin Q2 FY27 Results: Net Profit ₹110.8 Cr, Up 263.3% YoY
Muthoot Microfin Ltd reported revenue from operations of ₹730.7 Cr (+26.8% YoY) and net profit of ₹110.8 Cr (+263.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹110.8 Cr · +263.3% YoY
Muthoot Microfin Other Announcement
Muthoot Microfin filed its quarterly shareholding pattern for the period ended 30 September 2026. Promoter and promoter group hold about 55.47%, with no transaction reported.
Muthoot Microfin Credit Rating
CareEdge reaffirmed Muthoot Microfin's long-term foreign currency rating at BB- and revised the outlook to Positive from Stable. The move reflects improving asset quality and profitability.
Muthoot Microfin Board Meeting Date
Muthoot Microfin will hold a board meeting on 5 Nov 2026 to consider Q1 FY27 unaudited standalone financial results and other business. The trading window remains closed until 7 Nov 2026.
Muthoot Microfin Other Announcement
Muthoot Microfin filed its provisional ALM statement for September 2026 as mandated by SEBI. The filing reports asset-liability mismatch and interest-rate sensitivity positions.