| Management target | Revenue 25.0% 2036 |
|---|
| Revenue growth | Total income grew 22% YoY, led by a 23% AUM expansion. |
|---|---|
| Margins | NIMs stable; management expects to offset rate hikes through asset re-pricing. |
| Demand visibility | Strong credit demand continues across MSME, SME, and two-wheeler segments. |
| Management confidence | High; management emphasized their 126-quarter track record of consistent profitable growth. |
Growth
AUM grew 23.31% YoY to ₹17,042 Cr. PAT increased 26.54% YoY, driven by strong MSME and housing finance performance.
Outlook
Management targets AUM of ₹1 lakh crore by 2036, maintaining 20-25% annual growth while keeping NIMs stable via re-pricing.
Risks
Rising cost of borrowing due to rate hikes and potential El Niño impacts on rural asset quality are key monitorables.
Last quarter's promises, checked
Delivered
- AUM growth 20–25% → 23.31% YoY (= BEAT)
Partly delivered
- Housing entry into Tamil Nadu/Karnataka from Q1 → launch announced; results pending Q3/Q4 (= PARTIAL)
Missed
- Housing AUM growth ~35% internal aspiration → 26% YoY (= MISS)
Earnings Call Transcript filed with NSE, NSE: MASFIN. Summary written with AI assistance from the document.
Mas Financial Services Ltd: key numbers
- Share price
- ₹252.90
- Market cap
- ₹4,589 Cr
- Revenue (annual)
- ₹1,995 Cr
- Net profit (annual)
- ₹371.2 Cr
- P/E (TTM)
- 11.0×Sector 19.7×
- Promoter holding
- 66.66%+0.01% QoQ
- FII holding
- 2.67%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mas Financial Services Ltd
All →Mas Financial Services Investor Presentation: Key Takeaways
Q2FY27: consolidated AUM ₹17,043 Cr (+23.31% YoY), consolidated PAT ₹115 Cr (+25.91% YoY); ROE 15.33%, cost of borrowing 9.19%, MSME-focused lending.
Mas Financial Services Debt & Borrowing
MAS Financial Services confirmed 100% security cover over its secured NCDs as at 30 September 2026. The auditor-certified statement shows cover of 1.11 on book value.
Mas Financial Services Results Update
MAS Financial Services reported Q2 FY27 consolidated PAT of ₹115.12 Crores, up 25.91% YoY, with AUM at ₹17,042.86 Crores. Standalone PAT was ₹110.05 Crores on ~23% growth.
Mas Financial Services Q2 FY27 Results: Net Profit ₹115.1 Cr, Up 25.9% YoY
Mas Financial Services Ltd reported revenue from operations of ₹589.4 Cr (+22.7% YoY) and net profit of ₹115.1 Cr (+25.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹115.1 Cr · +25.9% YoY
Mas Financial Services Board Meeting Date
MAS Financial Services has scheduled a board meeting for October 28, 2026, to consider financial results for the quarter and half-year ended September 30, 2026.
Mas Financial Services Credit Rating
MAS Financial Services received a credit rating re-affirmation and upgrade from CARE Ratings for its Pass Through Certificates, totaling ₹30 crore in outstanding value.