ALFA Finder| Revenue growth | Consolidated revenue +46.2% YoY, +10.2% QoQ |
|---|---|
| Margins | Consolidated Opex/AUM 4.22%, down 166 bps YoY |
| Demand visibility | Gold AUM +6.4% QoQ; gold tonnage 70 t |
Growth
Consolidated revenue from operations ₹3,356 Cr (+46.2% YoY); NII ₹1,976 Cr (+39.1%); gold AUM ₹60,640 Cr (+92.5%).
Outlook
No explicit numeric guidance. Plans: expand gold branches in metros/new geographies; MFI branch consolidation; paperless onboarding; no capex stated.
Risks
Loan losses ₹307 Cr (+25.9% QoQ); borrowings ₹65,168 Cr (+72.7% YoY); non-gold AUM down 11.3%; VEF AUM down 46.5%.
Last quarter's promises, checked
Delivered
- Guided vehicle loan halt → VEF AUM -46.5% YoY (= BEAT)
- Guided opex/AUM falling → 4.22%, -166bps YoY (= BEAT)
Partly delivered
- Guided gold AUM growth 25-30% FY27 → Q2 +6.4% QoQ, full-year pace unconfirmed (= PARTIAL)
Missed
- Guided gold 75-80% of AUM → 82.7% (= MISS)
- Guided MFI <10% of consolidated AUM → Q1 10.3% (7,188/69,635); Q2 undisclosed (= MISS)
- Guided ~500 branches FY27 incl. Asirvad → Asirvad -75 branches (1,503→1,428); gold adds undisclosed (= MISS)
Investor Presentation filed with BSE, NSE: MANAPPURAM. Summary written with AI assistance from the document.
Manappuram Finance Ltd: key numbers
- Share price
- ₹307.80
- Market cap
- ₹26,053 Cr
- Revenue (annual)
- ₹9,509 Cr
- Net profit (annual)
- ₹1,003 Cr
- P/E (TTM)
- 13.5×Sector 21.2×
- Promoter holding
- 41.66%+0.00% QoQ
- FII holding
- 21.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Manappuram Finance Ltd
All →Manappuram Finance Debt & Borrowing: ₹300 Cr
Manappuram Finance fully redeemed its commercial paper INE522D14PU8 at maturity on 13 November 2026. The redemption amount was ₹300 Crore, leaving nothing outstanding.
- Value
- ₹300.0 Cr
Manappuram Finance Other Announcement
Manappuram Finance filed its monitoring agency report for the quarter ended September 30, 2026, covering its preferential issue. Crisil reports no deviation from the issue objects.
Manappuram Finance Results Update
Manappuram Finance's Q2FY27 press release reports consolidated net profit of ₹701 crore, up 222.90% YoY. Consolidated AUM reached ₹73,303 crore, growing 60.1% YoY.
Manappuram Finance Earnings Call Transcript: Key Takeaways
Q2 FY27 PAT ₹701 Cr (+223% YoY) on gold AUM +92.5%, but revenue rose only 10.2%. Gold stage-2 spiked to ~5% from ~0.5% a year ago; overlays unquantified.
Manappuram Finance Dividend
Manappuram Finance's board declared an interim dividend of Re.1 per equity share on 12 November 2026. The filing gives no record date or payment date and no total payout amount.
Manappuram Finance Q2 FY27 Results: Net Profit ₹701.2 Cr, Up 222.7% YoY
Manappuram Finance Ltd reported revenue from operations of ₹3,362 Cr (+47.8% YoY) and net profit of ₹701.2 Cr (+222.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹701.2 Cr · +222.7% YoY