| Revenue growth | AUM grew 12% YoY; PAT up 19% for full year FY26. |
|---|---|
| Margins | NIM expanded by 60 bps YoY to 7.1% for full year. |
| Demand visibility | Strong momentum in tractors and used vehicles; H2 showed significant pickup. |
| Management confidence | Balanced; proactively using macro overlays to manage future uncertainty. |
Growth
AUM grew 12% YoY, led by tractor (63% disbursement growth) and SME (32% growth) segments.
Outlook
Targeting 16-18% CAGR over the next 5 years with ROE aspirations of 15%.
Risks
Management is cautious on CV volatility and potential rural cash flow disruption from El Nino.
Earnings Call filed with NSE, NSE: M&MFIN. Summary written with AI assistance from the document.
Mahindra & Mahindra Financial Services Ltd: key numbers
- Share price
- ₹322.65
- Market cap
- ₹44,855 Cr
- Revenue (annual)
- ₹21,005 Cr
- Net profit (annual)
- ₹2,855 Cr
- P/E (TTM)
- 13.8×Sector 21.9×
- Promoter holding
- 52.49%+0.00% QoQ
- FII holding
- 9.53%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Mahindra & Mahindra Financial Services Ltd
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M&M Financial Services received credit rating reaffirmations from CRISIL, India Ratings, and CARE. All ratings remain at AAA/Stable across debt instruments.
Mahindra & Mahindra Financial Services Employee Stock Options
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