| Revenue growth | 9.8% YoY growth in Total Premium Income. |
|---|---|
| Margins | Overall expense ratio improved to 11.91% from 12.42%. |
| Demand visibility | Strong, driven by extensive domestic distribution covering 92% of districts. |
| Management confidence | High, emphasizing unmatched scale and 3rd strongest global brand. |
Growth
Total Premium Income grew 9.8% to ₹5,35,984 Cr. Individual New Business Premium increased 8.29% to ₹67,676 Cr.
Outlook
Focus on building omni-channel distribution and expanding Bima Sakhi Yojana. Target remains increasing Non-Par product share (currently 60.83% of individual NBP).
Risks
Market share in premium dipped slightly to 56.66% (-0.39% absolute). Individual regular premium persistency ratios showed slight pressure.
Earnings Call filed with BSE, NSE: LICI. Summary written with AI assistance from the document.
Life Insurance Corporation of India: key numbers
- Share price
- ₹384.75
- Market cap
- ₹4,86,709 Cr
- Revenue (annual)
- ₹9,77,772 Cr
- Net profit (annual)
- ₹57,453 Cr
- P/E (TTM)
- 8.1×Sector 21.9×
- Promoter holding
- 96.50%+0.00% QoQ
- FII holding
- 0.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Life Insurance Corporation of India
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Life Insurance Corporation of India announced the voluntary retirement of Shri Dinesh Pant as Managing Director. He ceased to be a Key Managerial Personnel on September 24, 2026.
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Life Insurance Corporation of India is launching two new individual insurance products, LIC’s Bima Platinum and LIC’s Jeevan Raksha. Both products will be available for sale from September 7, 2026.
Life Insurance Corporation of India Management Change
Life Insurance Corporation of India announced the superannuation of Shri Sesha Giridhar Kuppili. He served as Executive Director (Pension & Group Schemes) until August 31, 2026.
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- Value
- ₹5,000 Cr
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Life Insurance Corporation of India filed its post-Offer for Sale (OFS) shareholding pattern. The promoter, President of India, now holds a 90% stake in the Corporation.
Life Insurance Corporation of India Management Change
Shri Madhu V. S. has been re-designated as Additional Director, Management Development Centre, Mumbai. He is now classified as Senior Management Personnel.