| Revenue growth | Total Premium grew 9.80% to ₹5.36L Cr. |
|---|---|
| Margins | VNB margin expanded significantly to 21.2%. |
| Demand visibility | Positive momentum in individual new business premium (+8.29%). |
| Management confidence | Strong confidence in non-par shift and agency force. |
Growth
Total premium grew 9.80% YoY; PAT increased 19.25% YoY; New Business Margin improved to 21.2% (up from 17.6%).
Outlook
Aims to increase non-par share (currently 35.11% of Individual APE); focused on digital transformation and agency productivity.
Risks
Market share in premiums saw a slight absolute decline of 0.39%; persistency ratios show mixed trends across different cohorts.
Earnings Call filed with BSE, NSE: LICI. Summary written with AI assistance from the document.
Life Insurance Corporation of India: key numbers
- Share price
- ₹384.75
- Market cap
- ₹4,86,709 Cr
- Revenue (annual)
- ₹9,77,772 Cr
- Net profit (annual)
- ₹57,453 Cr
- P/E (TTM)
- 8.1×Sector 21.9×
- Promoter holding
- 96.50%+0.00% QoQ
- FII holding
- 0.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Life Insurance Corporation of India
All →Life Insurance Corporation of India Management Change
Life Insurance Corporation of India announced the voluntary retirement of Shri Dinesh Pant as Managing Director. He ceased to be a Key Managerial Personnel on September 24, 2026.
Life Insurance Corporation of India Product Launch
Life Insurance Corporation of India is launching two new individual insurance products, LIC’s Bima Platinum and LIC’s Jeevan Raksha. Both products will be available for sale from September 7, 2026.
Life Insurance Corporation of India Management Change
Life Insurance Corporation of India announced the superannuation of Shri Sesha Giridhar Kuppili. He served as Executive Director (Pension & Group Schemes) until August 31, 2026.
Life Insurance Corporation of India Debt & Borrowing: ₹5,000 Cr
LIC has subscribed to Non-convertible Debentures (NCDs) of Bajaj Finance Limited. This investment in debt securities totals Rs. 5,000 Crore.
- Value
- ₹5,000 Cr
Life Insurance Corporation of India Other Announcement
Life Insurance Corporation of India filed its post-Offer for Sale (OFS) shareholding pattern. The promoter, President of India, now holds a 90% stake in the Corporation.
Life Insurance Corporation of India Management Change
Shri Madhu V. S. has been re-designated as Additional Director, Management Development Centre, Mumbai. He is now classified as Senior Management Personnel.