| Revenue growth | 3% YoY for FY26. |
|---|---|
| Margins | NIM decreased to 2.68% for FY26 from 2.73%. |
| Order book | Outstanding loan portfolio of ₹3,20,707 Cr. |
| Demand visibility | Strong Q4 disbursement growth of 10% indicates healthy demand. |
| Management confidence | High, given dividend payout and disbursement growth. |
Growth
FY26 revenue at ₹28765 Cr (up 3%); Q4 disbursements at ₹21019 Cr (up 10%); Loan portfolio reached ₹3.21 lakh Cr.
Outlook
Strong disbursement momentum in Individual Home Loans; Board proposed 500% dividend (₹10/share). Focus on geographic expansion with 303 area offices.
Risks
Net Interest Margins compressed to 2.68% for FY26 from 2.73% in FY25; Stage 3 PCR slightly down to 50%.
Earnings Call filed with BSE, NSE: LICHSGFIN. Summary written with AI assistance from the document.
LIC Housing Finance Ltd: key numbers
- Share price
- ₹515.40
- Market cap
- ₹28,350 Cr
- Revenue (annual)
- ₹28,837 Cr
- Net profit (annual)
- ₹5,604 Cr
- P/E (TTM)
- 4.9×Sector 21.9×
- Promoter holding
- 45.24%+0.00% QoQ
- FII holding
- 21.47%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from LIC Housing Finance Ltd
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- Value
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