| Revenue growth | Total income +18.8% YoY; NII +34.9% YoY |
|---|---|
| Margins | NIM 3.17%, down 3 bps QoQ, up 45 bps YoY |
| Demand visibility | Advances +25% YoY; deposits +12% YoY; CASA +15% YoY |
Growth
Total income ₹1,273 cr, +18.8% YoY; operating profit ₹602 cr, +36.9% YoY; PAT +4.0% QoQ. Other income ₹290 cr, -15.5% YoY.
Outlook
No explicit growth guidance. Targets: NIM 3-3.4%, CD ratio 79-80%, NNPA 0.6-0.8%, CIR 52-55%, ROA 1.1-1.35%, CASA ~34%.
Risks
Other income down YoY and QoQ; NIM down 3 bps QoQ; CRAR down 74 bps QoQ to 20.36%; borrowings up 24% QoQ.
Investor Presentation filed with BSE, NSE: KTKBANK. Summary written with AI assistance from the document.
Karnataka Bank Ltd: key numbers
- Share price
- ₹311.00
- Market cap
- ₹11,770 Cr
- Revenue (annual)
- ₹8,918 Cr
- Net profit (annual)
- ₹1,311 Cr
- P/E (TTM)
- 7.6×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 16.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Karnataka Bank Ltd
All →Karnataka Bank Results Update
Karnataka Bank's board approved Q2 FY27 results, with net profit of Rs.435.89 crore, up 37% YoY. Aggregate business hit an all-time high of Rs.2,07,132.41 crore.
Karnataka Bank Q2 FY27 Results: Net Profit ₹435.9 Cr, Up 36.6% YoY
Karnataka Bank Ltd reported revenue from operations of ₹2,504 Cr (+14.9% YoY) and net profit of ₹435.9 Cr (+36.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹435.9 Cr · +36.6% YoY
Karnataka Bank Management Change
Karnataka Bank's Chief Operating Officer, Mr. Raja B S, has resigned from the Bank's services, effective October 19, 2026, to pursue other career interests.
Karnataka Bank Employee Stock Options
Karnataka Bank allotted 58,065 equity shares to employees following the exercise of vested options under the KBL Stock Option Scheme 2018.
Karnataka Bank Other Announcement
Karnataka Bank Ltd has filed its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI regulatory requirements.
Karnataka Bank Board Meeting Date
Karnataka Bank scheduled a board meeting on October 28, 2026, to consider unaudited standalone and consolidated financial results for the quarter and half year ended September 30.