| Revenue growth | 141% YoY (ex-dividends) |
|---|---|
| Margins | Payments net processing margin expanded to 12 bps from 9 bps |
| Order book | NBFC Gross AUM at ₹30,667 crore, up 163% YoY |
| Demand visibility | Strong; 25M unique app users and 34k daily product purchases |
| Management confidence | High; citing 'profound acceleration' and 'virtuous financial flywheel' |
Growth
Interest income rose 165% YoY; Fee income grew 506% YoY. Consolidated PAT surged 156% YoY to ₹830 crore.
Outlook
Beta launch of Securities Broking in Q2 FY27. Targeting expansion of general insurance and retail fund management.
Risks
Joint ventures with BlackRock and Allianz are in nascent incubation stages, requiring sustained operational expenses.
Last quarter's promises, checked
Delivered
- Launch retail Fund Management in GIFT City → IFSCA approval received (= BEAT)
- Scale Jio Credit AUM beyond ₹25,000cr → Delivered ₹30,667cr (= BEAT)
- Expand CASA base from 3.7M → Delivered 3.9M (= BEAT)
Partly delivered
- Launch Securities Broking → Beta launch scheduled for Q2 FY27 (= PARTIAL)
Earnings Call Transcript filed with BSE, NSE: JIOFIN. Summary written with AI assistance from the document.
Jio Financial Services Ltd: key numbers
- Share price
- ₹216.40
- Market cap
- ₹1,42,892 Cr
- Revenue (annual)
- ₹3,513 Cr
- Net profit (annual)
- ₹1,561 Cr
- P/E (TTM)
- 69.2×Sector 21.9×
- Promoter holding
- 49.13%+2.01% QoQ
- FII holding
- 11.27%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Jio Financial Services Ltd
All →Jio Financial Services Management Change
Jio Financial Services has appointed PKF Sridhar & Santhanam LLP as Statutory Auditor and re-appointed Hitesh Kumar Sethia as Executive Director and CEO-MD.
Jio Financial Services Annual General Meeting
Jio Financial Services held its Third Annual General Meeting on August 26, 2026, where all resolutions, including dividend declaration, were passed with the requisite majority.
Jio Financial Services Investor Presentation: Key Takeaways
JFSL transitioned to operating at scale in Q1 FY27, reporting strong growth across lending, payments, and asset management. Strategy focuses on high-velocity AI-native execution and marquee global partnerships with BlackRock and BofA.
Jio Financial Services Annual General Meeting
Jio Financial Services has shared a presentation concerning material related party transactions, which are items 6 and 7 in the Third AGM notice.
Jio Financial Services Merger & Restructuring Worth ₹18,268 Cr
Jio Financial Services will form a joint venture with Bank of America, receiving a ₹18,268.22 crore investment into its subsidiary, Jio Credit Limited.
- Value
- ₹18,268 Cr
Jio Financial Services Annual General Meeting
Jio Financial Services has issued a notice for its Third Annual General Meeting on August 26, 2026. The agenda includes dividend declaration and related party transactions.
- Value
- ₹7,200 Cr
- Execution
- 2026-04-01 to 2031-03-31