Jana Small Finance Bank Ltd

Earnings CallAlfa AlertAn Alfa Alert is ALFA Finder's top-priority alert: filings that can move a stock, such as orders, fund raises and approvals, sent to subscribers on Telegram within seconds of reaching the exchange.

Jana Small Finance Bank Earnings Call Transcript: Key Takeaways

Jana SFB reported Q1 FY27 PAT of INR 155 crore with NIMs recovering to 7.5%. The bank is shifting towards an 80% secured loan book and utilizes guarantee programs for unsecured portions.

Call

Guides 80% growth

Earnings CallAlfa AlertAn Alfa Alert is ALFA Finder's top-priority alert: filings that can move a stock, such as orders, fund raises and approvals, sent to subscribers on Telegram within seconds of reaching the exchange.

Jana Small Finance Bank Earnings Call: Key Takeaways

Jana SFB reported Q1FY27 PAT of ₹155 Cr, up 52% YoY, driven by improving NIMs (7.5%) and reducing cost of funds (7.44%). The bank is shifting towards an 80% secured loan mix.

Call

Guides 80% growth

Earnings Call

Jana Small Finance Bank Earnings Call: Key Takeaways

Jana SFB met Q4 FY26 guidance with PAT of ₹140cr. Bank is exiting MFI stress with SMA at 3.66% and focus shifting to secured asset growth (72.6% of book).

Earnings Call

Jana Small Finance Bank Earnings Call: Key Takeaways

Jana SFB reported Q4FY26 PAT of ₹140 crs with improving NIMs and reduced cost of funds. Strategy focuses on shifting towards an 80% secured loan book and expanding digital adoption.

Earnings Call

Jana Small Finance Bank Earnings Call: Key Takeaways

Jana SFB reports Q4FY26 PAT of ₹140 Cr and Net Credit Cost of 0.47%. The bank is transitioning towards an 80% secured loan book with strong deposit growth and reducing cost of funds.