| Revenue growth | Highest ever revenue; top line expected to grow 10%+ in FY27. |
|---|---|
| Margins | NIM improved to 1.50%; targeting 10% NIM growth for FY27. |
| Demand visibility | Strong pipeline from NIP and new railway/high-speed corridors. |
| Management confidence | High; management stated they surpassed all prior year guidance metrics. |
Growth
FY26 asset sanctions reached ₹74,000cr (vs ₹60,000cr guidance) and disbursements hit ₹35,000cr (vs ₹30,000cr guidance).
Outlook
Targeting double-digit growth in PAT/EPS for FY27; AUM expected to cross ₹5 lakh crore in H1 FY27.
Risks
Potential risk in non-railway lending, though mitigated by targeting Maharatnas and state-backed entities.
Earnings Call filed with NSE, NSE: IRFC. Summary written with AI assistance from the document.
Indian Railway Finance Corporation Ltd: key numbers
- Share price
- ₹76.15
- Market cap
- ₹99,517 Cr
- Revenue (annual)
- ₹27,284 Cr
- Net profit (annual)
- ₹7,009 Cr
- P/E (TTM)
- 13.8×Sector 21.9×
- Promoter holding
- 82.90%-1.75% QoQ
- FII holding
- 1.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Railway Finance Corporation Ltd
All →Indian Railway Finance Corporation Debt & Borrowing
IRFC has fixed October 26, 2026, as the record date for the redemption-cum-interest payment on its 79A Series tax-free bonds.
Indian Railway Finance Corporation Other Announcement
IRFC disclosed appointment of two firms as Joint Statutory Auditors for FY 2026-27 by C&AG. This is a routine compliance intimation under Section 139 of the Companies Act.
Indian Railway Finance Corporation Credit Rating
Japan Credit Rating Agency has upgraded IRFC's long-term issuer credit rating to 'A-' with a Stable outlook, up from 'BBB+'.
Indian Railway Finance Corporation Legal & Regulatory
IRFC has been imposed fines totaling ₹0.27 Crore by NSE and BSE for non-compliance with SEBI LODR regulations. The company has requested a waiver.
- Value
- ₹0.27 Cr
Indian Railway Finance Corporation Management Change
IRFC announced the re-appointment of Mr. Pradeep Ahlawat and Mrs. Manjula Mishra as Non-Executive Independent Directors for 36-month terms.
Indian Railway Finance Corporation Annual General Meeting
Indian Railway Finance Corporation Ltd successfully conducted its 39th Annual General Meeting on August 25, 2026, via video conferencing. Shareholders discussed and voted on key agenda items.