| Revenue growth | Total income grew 11.45% YoY to ₹37,532 crore. |
|---|---|
| Margins | Global NIM at 3.21%; Domestic NIM at 3.33%; focus on yield. |
| Demand visibility | Strong credit demand; pipeline of ₹13,000 crore already sanctioned. |
| Management confidence | High; citing consistent double-digit growth and robust capital (CRAR 19.78%). |
Growth
Business grew 20.76% to ₹6.78L cr; NII up 15.46% to ₹12,574cr; Operating profit up 15.4% to ₹10,026cr.
Outlook
Guidance of 13-15% growth across critical parameters; target NIM range of 3.30-3.35%; planned ₹3,000cr ECL provisioning.
Risks
Geopolitical uncertainties in West Asia and potential monsoon impact on agri-portfolio mentioned as monitorables.
Earnings Call filed with BSE, NSE: IOB. Summary written with AI assistance from the document.
Indian Overseas Bank: key numbers
- Share price
- ₹30.97
- Market cap
- ₹59,638 Cr
- Revenue (annual)
- ₹31,896 Cr
- Net profit (annual)
- ₹5,418 Cr
- P/E (TTM)
- 10.0×Sector 21.9×
- Promoter holding
- 92.44%+0.00% QoQ
- FII holding
- 0.47%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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