| Margins | Domestic NIM improved 6bps YoY to 3.41%. |
|---|---|
| Order book | Gross Advances reached ₹6,84,623 Cr. |
| Demand visibility | Strong credit demand in RAM and Infrastructure sectors. |
Growth
Net Interest Income grew 17% YoY to ₹7,435 Cr. Operating Profit rose 17% YoY to ₹5,557 Cr.
Outlook
Targeting 66% RAM share in domestic advances; infrastructure and retail remain key focus sectors for deployment.
Risks
Gross NPA at 1.86% and NNPA at 0.15% show stability, but credit cost remains at 0.23% (annualized).
Last quarter's promises, checked
Delivered
- Guided Recovery Rs.4,500-5,500Cr → delivered Rs.1,900Cr in Q1 (= BEAT)
- Guided Credit Cost <1% → delivered 0.23% (= BEAT)
- Guided Cost-to-income ~45% → delivered 44.80% (= BEAT)
Partly delivered
- Guided CASA ratio 40% → delivered 39.73% (= PARTIAL)
Investor Presentation filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹828.30
- Market cap
- ₹1,11,569 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 8.7×Sector 21.8×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.16%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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