| Margins | NIM compressed to 4.18% vs 4.30% YoY. |
|---|---|
| Demand visibility | Strong growth in business banking and domestic corporate portfolios. |
| Management confidence | High; citing robust domestic loan book and credit quality. |
Growth
Core operating profit grew 21.8% YoY; Total advances up 30.0% YoY led by business banking (33.8%) and corporate (30.6%).
Outlook
Focusing on granular lending and digital platforms like iLens and InstaBIZ. No specific Capex or PAT guidance figures provided.
Risks
NIM compressed to 4.18% from 4.36% QoQ. Cost of deposits increased slightly to 4.50%.
Last quarter's promises, checked
Delivered
- Range-bound NIM outlook → delivered 4.18% vs 4.36% QoQ (= PARTIAL)
- Calibrated FCNR(B) mobilization → delivered program launch (= BEAT)
- Focus on risk-calibrated growth → delivered 30% YoY advance growth (= BEAT)
Partly delivered
- Range-bound Cost of Funds → delivered slight increase to 4.50% (= PARTIAL)
Investor Presentation filed with NSE, NSE: ICICIBANK. Summary written with AI assistance from the document.
ICICI Bank Ltd: key numbers
- Share price
- ₹1,377.60
- Market cap
- ₹9,89,105 Cr
- Revenue (annual)
- ₹1,95,218 Cr
- Net profit (annual)
- ₹54,208 Cr
- P/E (TTM)
- 16.8×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 34.68%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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ICICI Bank Earnings Call Transcript: Key Takeaways
Strong core operating profit growth of 21.8% YoY driven by robust loan expansion despite moderate NIM compression.
ICICI Bank Q2 FY27 Results: Net Profit ₹16,333 Cr, Up 22.3% YoY
ICICI Bank Ltd reported revenue from operations of ₹55,992 Cr (+16.2% YoY) and net profit of ₹16,333 Cr (+22.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹16,333 Cr · +22.3% YoY