| Margins | Margins at 3.4%; cost of funds moderation remains a tactical focus. |
|---|---|
| Demand visibility | Healthy credit demand reported across system; monitoring weather and geopolitical risks. |
| Management confidence | Balanced; emphasis on internal process stability and new leadership transition. |
Growth
Healthy credit demand seen in MSME and corporate segments; deposits showing better-than-historical Q1 trends despite intense non-retail competition.
Outlook
Expects to maintain a significant market share in FCNR mobilization; targeting 60% retail asset mix over the longer term.
Risks
RISK: Management avoids specific quarterly margin guidance, citing timing and seasonal factors while admitting elevated non-retail deposit costs and thin corporate spreads.
Earnings Call Transcript filed with NSE, NSE: HDFCBANK. Summary written with AI assistance from the document.
HDFC Bank Ltd: key numbers
- Share price
- ₹685.30
- Market cap
- ₹10,57,263 Cr
- Revenue (annual)
- ₹3,48,615 Cr
- Net profit (annual)
- ₹76,026 Cr
- P/E (TTM)
- 13.2×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 39.39%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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